:root {
  --ink: #13211f;
  --text: #31413e;
  --muted: #6d7c78;
  --paper: #f4f7f4;
  --white: #fff;
  --line: #dfe8e3;
  --mint: #00a990;
  --mint-dark: #087f70;
  --blue: #2856c9;
  --coral: #d85b46;
  --gold: #c5913c;
  --shadow: 0 24px 70px rgba(19, 33, 31, .14);
  --soft-shadow: 0 12px 34px rgba(19, 33, 31, .08);
  --wrap: 1180px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--text);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;
  line-height: 1.55;
  background:
    linear-gradient(180deg, rgba(255,255,255,.78), rgba(244,247,244,.94) 38%),
    var(--paper);
}

img {
  display: block;
  max-width: 100%;
  height: auto;
}

a {
  color: inherit;
  text-decoration: none;
}

p {
  margin: 0;
}

h1,
h2,
h3 {
  margin: 0;
  color: var(--ink);
  line-height: 1.06;
  letter-spacing: 0;
}

h1 {
  max-width: 850px;
  font-size: 3.85rem;
}

h2 {
  font-size: 2.35rem;
}

h3 {
  font-size: 1.12rem;
}

fieldset {
  min-width: 0;
  margin: 22px 0 0;
  padding: 0;
  border: 0;
}

legend {
  margin-bottom: 10px;
  color: var(--ink);
  font-size: .9rem;
  font-weight: 900;
}

.skip-link {
  position: absolute;
  left: 12px;
  top: -80px;
  z-index: 100;
  padding: 10px 12px;
  color: #fff;
  background: var(--ink);
}

.skip-link:focus {
  top: 12px;
}

.section-wrap {
  width: min(var(--wrap), calc(100% - 44px));
  margin: 0 auto;
}

.site-shell {
  min-height: 100vh;
}

.side-nav {
  position: fixed;
  top: 16px;
  left: 50%;
  z-index: 60;
  display: grid;
  grid-template-columns: auto minmax(0, 1fr);
  gap: 12px;
  align-items: center;
  width: min(1320px, calc(100% - 32px));
  min-height: 72px;
  padding: 10px 12px;
  overflow: hidden;
  color: #e9f5f0;
  background:
    linear-gradient(135deg, rgba(25, 43, 39, .96), rgba(10, 24, 22, .94));
  border: 1px solid rgba(255,255,255,.16);
  border-radius: 8px;
  box-shadow: 0 24px 72px rgba(19,33,31,.24);
  backdrop-filter: blur(18px);
  transform: translateX(-50%);
}

.side-nav::before {
  content: "";
  position: absolute;
  inset: 0 0 auto;
  height: 3px;
  background: linear-gradient(90deg, var(--mint), var(--blue), var(--gold), var(--coral));
}

.side-nav::after {
  content: "";
  position: absolute;
  inset: 3px 0 auto;
  height: 1px;
  background: linear-gradient(90deg, rgba(255,255,255,.2), rgba(255,255,255,0));
  pointer-events: none;
}

.brand {
  position: relative;
  z-index: 1;
  display: inline-flex;
  align-items: center;
  min-height: 56px;
  padding: 0 10px;
  background: rgba(255,255,255,.1);
  border: 1px solid rgba(255,255,255,.18);
  border-radius: 8px;
}

.brand img {
  width: 196px;
  height: auto;
}

.menu-toggle {
  display: none;
}

.nav-menu {
  position: relative;
  z-index: 1;
  display: flex;
  min-width: 0;
  align-items: center;
  justify-content: end;
  gap: 3px;
}

.nav-menu a {
  position: relative;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 38px;
  padding: 0 9px;
  color: rgba(233,245,240,.74);
  font-size: .82rem;
  font-weight: 850;
  border: 1px solid transparent;
  border-radius: 8px;
  white-space: nowrap;
}

.nav-menu a::after {
  content: "";
  position: absolute;
  left: 12px;
  right: 12px;
  bottom: 4px;
  height: 2px;
  background: var(--mint);
  border-radius: 999px;
  opacity: 0;
  transform: scaleX(.55);
  transition: opacity .2s ease, transform .2s ease;
}

.nav-menu a:hover,
.nav-menu a[aria-current="page"] {
  color: #fff;
  background: rgba(255,255,255,.08);
  border-color: rgba(255,255,255,.12);
}

.nav-menu a:hover::after,
.nav-menu a[aria-current="page"]::after {
  opacity: 1;
  transform: scaleX(1);
}

.nav-cta {
  margin-left: 6px;
  min-height: 44px !important;
  padding: 0 14px !important;
  color: #fff !important;
  background:
    linear-gradient(135deg, var(--mint-dark), var(--mint)) !important;
  border-color: rgba(143,243,222,.56) !important;
  box-shadow: 0 14px 28px rgba(0,169,144,.24);
}

.nav-cta::after {
  display: none;
}

.nav-meta {
  display: none;
  position: relative;
  z-index: 1;
  max-width: 208px;
  padding-left: 16px;
  color: rgba(233,245,240,.72);
  font-size: .78rem;
  border-left: 1px solid rgba(255,255,255,.14);
}

.nav-meta strong {
  display: block;
  margin-bottom: 2px;
  color: #fff;
  font-size: .84rem;
}

html.translated-ltr .brand img,
html.translated-rtl .brand img {
  width: 178px;
}

html.translated-ltr .nav-menu,
html.translated-rtl .nav-menu {
  gap: 2px;
}

html.translated-ltr .nav-menu a,
html.translated-rtl .nav-menu a {
  padding: 0 7px;
  font-size: .78rem;
}

html.translated-ltr .nav-cta,
html.translated-rtl .nav-cta {
  padding: 0 12px !important;
}

.top-mobile {
  display: none;
}

.hero {
  position: relative;
  min-height: 88vh;
  display: grid;
  align-items: end;
  padding: 150px 0 58px;
  overflow: hidden;
  background:
    linear-gradient(90deg, rgba(10,25,24,.88) 0%, rgba(10,25,24,.72) 42%, rgba(10,25,24,.26) 100%),
    url("../img/home-meeting-natural.jpg") center / cover no-repeat;
}

.hero::after {
  content: "";
  position: absolute;
  inset: auto 0 0;
  height: 180px;
  background: linear-gradient(180deg, rgba(244,247,244,0), var(--paper));
  pointer-events: none;
}

.hero-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(360px, 440px);
  gap: 28px;
  align-items: end;
}

.hero-copy {
  align-self: center;
  padding: 28px 0 22px;
}

.hero .eyebrow {
  color: #8ff3de;
}

.hero h1 {
  color: #fff;
  text-shadow: 0 12px 38px rgba(0,0,0,.24);
}

.eyebrow {
  margin: 0 0 12px;
  color: var(--mint-dark);
  font-size: .75rem;
  font-weight: 950;
  letter-spacing: .08em;
  text-transform: uppercase;
}

.lead {
  max-width: 700px;
  margin-top: 18px;
  color: #51615d;
  font-size: 1.05rem;
}

.hero .lead {
  color: rgba(255,255,255,.86);
  font-size: 1.08rem;
}

.hero-actions,
.inline-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 26px;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 46px;
  padding: 0 18px;
  color: var(--ink);
  font-weight: 900;
  border: 1px solid transparent;
  border-radius: 8px;
  transition: transform .2s ease, box-shadow .2s ease, background .2s ease, border-color .2s ease;
}

.btn:hover {
  transform: translateY(-2px);
}

.btn-primary {
  color: #fff;
  background: var(--mint-dark);
  box-shadow: 0 14px 30px rgba(8,127,112,.24);
}

.btn-primary:hover {
  background: var(--ink);
}

.btn-soft {
  color: var(--ink);
  background: #fff;
  border-color: var(--line);
}

.hero .btn-soft {
  color: #fff;
  background: rgba(255,255,255,.12);
  border-color: rgba(255,255,255,.26);
  backdrop-filter: blur(10px);
}

.hero-proof {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 26px;
}

.hero-proof span {
  display: inline-flex;
  align-items: center;
  min-height: 32px;
  padding: 0 11px;
  color: rgba(255,255,255,.88);
  font-size: .78rem;
  font-weight: 850;
  background: rgba(255,255,255,.1);
  border: 1px solid rgba(255,255,255,.18);
  border-radius: 8px;
}

.calculator-panel {
  position: relative;
  overflow: hidden;
  align-self: stretch;
  padding: 24px;
  background: rgba(255,255,255,.96);
  border: 1px solid rgba(255,255,255,.72);
  border-radius: 8px;
  box-shadow: var(--shadow);
  backdrop-filter: blur(18px);
}

.calculator-panel::before {
  content: "";
  position: absolute;
  inset: 0 0 auto;
  height: 5px;
  background: linear-gradient(90deg, var(--mint), var(--blue), var(--gold));
}

.calc-head {
  display: flex;
  justify-content: space-between;
  gap: 18px;
  align-items: flex-start;
  padding-bottom: 18px;
  border-bottom: 1px solid var(--line);
}

.calc-head span {
  color: var(--muted);
  font-size: .78rem;
  font-weight: 850;
  text-transform: uppercase;
}

.calc-head h2 {
  margin-top: 4px;
  font-size: 1.35rem;
}

.calc-head output {
  color: var(--mint-dark);
  font-size: 2.2rem;
  font-weight: 950;
  line-height: 1;
  white-space: nowrap;
}

.calculator-panel label,
.contact-form label {
  display: grid;
  gap: 8px;
  margin-top: 18px;
  color: var(--ink);
  font-size: .9rem;
  font-weight: 900;
}

input,
select,
textarea {
  width: 100%;
  min-height: 46px;
  padding: 0 12px;
  color: var(--ink);
  font: inherit;
  background: #fbfdfc;
  border: 1px solid #d7e3de;
  border-radius: 8px;
  outline: none;
  transition: border-color .2s ease, box-shadow .2s ease, background .2s ease;
}

input:focus,
select:focus,
textarea:focus {
  background: #fff;
  border-color: var(--mint);
  box-shadow: 0 0 0 4px rgba(0,169,144,.12);
}

textarea {
  min-height: 142px;
  padding-top: 12px;
  resize: vertical;
}

input[type="range"] {
  padding: 0;
  accent-color: var(--mint);
}

input[type="checkbox"],
input[type="radio"] {
  width: auto;
  min-height: auto;
  accent-color: var(--mint-dark);
}

.range-values,
.calc-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
  margin-top: 8px;
  color: var(--muted);
  font-size: .78rem;
  font-weight: 800;
}

.range-values strong {
  color: var(--ink);
  text-align: center;
}

.range-values span:last-child {
  text-align: right;
}

.calc-grid {
  grid-template-columns: 1fr 1fr;
}

.calc-note {
  margin-top: 18px;
  padding: 14px;
  color: #31534c;
  font-size: .84rem;
  font-weight: 750;
  background: #eef8f5;
  border-left: 4px solid var(--mint);
  border-radius: 0 8px 8px 0;
}

.calculator-panel .hero-actions {
  margin-top: 18px;
}

.calculator-panel .btn {
  width: 100%;
}

.hero-media {
  grid-column: 1;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  max-width: 660px;
  margin-top: 10px;
}

.hero-media img {
  width: 100%;
  height: 154px;
  object-fit: cover;
  border: 1px solid rgba(255,255,255,.3);
  border-radius: 8px;
  box-shadow: 0 18px 40px rgba(0,0,0,.2);
}

.hero-media img + img {
  height: 154px;
}

.stats-strip {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1px;
  background: var(--line);
}

.stats-strip div {
  padding: 30px;
  background: #fff;
}

.stats-strip strong {
  display: block;
  color: var(--ink);
  font-size: 1.9rem;
  line-height: 1;
}

.stats-strip span {
  display: block;
  margin-top: 8px;
  color: var(--muted);
  font-size: .9rem;
  font-weight: 800;
}

.band {
  padding: 88px 0;
}

main > .band:first-child {
  padding-top: 150px;
}

.band.alt {
  background:
    linear-gradient(180deg, rgba(255,255,255,.88), rgba(255,255,255,1)),
    #fff;
}

.section-head {
  display: grid;
  grid-template-columns: minmax(0, .95fr) minmax(280px, .58fr);
  gap: 30px;
  align-items: end;
  margin-bottom: 34px;
}

.section-head p:last-child {
  color: var(--muted);
  font-size: 1rem;
}

.service-grid,
.card-grid,
.case-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.service-card,
.info-card,
.case-card,
.deep-card {
  position: relative;
  overflow: hidden;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: var(--soft-shadow);
  transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease;
}

.service-card:hover,
.info-card:hover,
.case-card:hover,
.deep-card:hover {
  transform: translateY(-4px);
  border-color: rgba(0,169,144,.26);
  box-shadow: 0 18px 48px rgba(19,33,31,.12);
}

.service-card img,
.case-card img {
  width: 100%;
  aspect-ratio: 4 / 3;
  object-fit: cover;
}

.service-card div,
.case-card div,
.info-card,
.deep-card {
  padding: 22px;
}

.tag {
  display: inline-flex;
  align-items: center;
  min-height: 26px;
  margin-bottom: 12px;
  padding: 0 9px;
  color: var(--coral);
  font-size: .74rem;
  font-weight: 950;
  background: #fff1ed;
  border-radius: 8px;
}

.service-card p,
.info-card p,
.case-card p,
.deep-card p {
  margin-top: 10px;
  color: var(--muted);
}

.loan-page .band {
  padding: 74px 0;
}

.loan-page .section-wrap,
.loan-page .split > *,
.loan-page .section-head > *,
.loan-page .service-grid > *,
.loan-page .feature-band > *,
.loan-page .feature-item > div,
.loan-page .document-grid > *,
.loan-page .table,
.loan-page .cta-panel > * {
  min-width: 0;
}

.loan-page main > .band:first-child {
  padding-top: 132px;
}

.loans-hero {
  position: relative;
  overflow: hidden;
  padding: 146px 0 86px;
  background:
    linear-gradient(115deg, rgba(16,35,31,.98) 0 58%, rgba(16,35,31,.9) 58% 64%, rgba(246,250,248,1) 64% 100%);
}

.loans-hero::before {
  content: "";
  position: absolute;
  inset: 0 0 auto;
  height: 5px;
  background: linear-gradient(90deg, var(--mint), var(--blue), var(--gold), var(--coral));
}

.loans-hero .split {
  position: relative;
  z-index: 1;
  grid-template-columns: minmax(0, .82fr) minmax(420px, .88fr);
  gap: 54px;
  align-items: center;
}

.loans-hero-copy {
  display: grid;
  align-content: center;
  min-height: 520px;
  color: #fff;
}

.loans-hero .eyebrow {
  color: #8ff3de;
}

.loans-hero h1 {
  max-width: 720px;
  color: #fff;
  font-size: 3.05rem;
}

.loans-hero .lead {
  max-width: 620px;
  color: rgba(255,255,255,.78);
  font-size: 1.02rem;
}

.loans-hero-metrics {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 10px;
  max-width: 680px;
  margin-top: 30px;
}

.loans-hero-metrics span {
  display: grid;
  gap: 6px;
  min-height: 86px;
  padding: 14px;
  color: rgba(255,255,255,.78);
  font-size: .78rem;
  font-weight: 850;
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.14);
  border-radius: 8px;
}

.loans-hero-metrics strong {
  color: #8ff3de;
  font-size: 1.16rem;
}

.loans-hero .btn-primary {
  color: var(--ink);
  background: #fff;
  box-shadow: 0 16px 36px rgba(0,0,0,.18);
}

.loans-hero .btn-soft {
  color: #fff;
  background: rgba(255,255,255,.1);
  border-color: rgba(255,255,255,.24);
}

.loans-hero-visual {
  position: relative;
  margin: 0;
  padding: 12px;
  background: #fff;
  border: 1px solid rgba(8,127,112,.16);
  border-radius: 8px;
  box-shadow: 0 28px 72px rgba(16,35,31,.18);
}

.loans-hero-visual::before {
  content: "";
  position: absolute;
  left: 22px;
  right: 22px;
  top: 22px;
  z-index: 1;
  height: 6px;
  background: linear-gradient(90deg, var(--mint) 0 25%, var(--blue) 25% 50%, var(--gold) 50% 75%, var(--coral) 75% 100%);
  border-radius: 999px;
  box-shadow: 0 8px 20px rgba(16,35,31,.16);
}

.loans-hero-visual img {
  width: 100%;
  aspect-ratio: 16 / 11;
  object-fit: cover;
  border-radius: 6px;
  box-shadow: none;
}

.loans-hero-visual figcaption {
  position: absolute;
  left: 28px;
  bottom: 28px;
  display: grid;
  gap: 2px;
  max-width: calc(100% - 56px);
  padding: 13px 16px;
  color: #fff;
  background: rgba(16,35,31,.9);
  border: 1px solid rgba(143,243,222,.24);
  border-radius: 8px;
  backdrop-filter: blur(12px);
}

.loans-hero-visual figcaption strong {
  font-size: 1rem;
}

.loans-hero-visual figcaption span {
  color: rgba(255,255,255,.72);
  font-size: .82rem;
  font-weight: 800;
}

.loan-page .section-head {
  margin-bottom: 28px;
}

.loan-documents {
  padding-bottom: 54px;
}

.loan-comparison {
  padding-top: 54px;
}

.loan-page .compact-head {
  grid-template-columns: minmax(0, .74fr) minmax(320px, .48fr);
  gap: 26px;
  align-items: center;
  margin-bottom: 22px;
}

.loan-page .section-head h2 {
  max-width: 660px;
  font-size: 2.05rem;
}

.loan-page .compact-head h2 {
  max-width: 560px;
  font-size: 1.78rem;
  line-height: 1.12;
}

.loan-page .section-head p:last-child {
  font-size: .94rem;
  line-height: 1.55;
}

.loan-page .compact-head p:last-child {
  max-width: 520px;
  justify-self: end;
  font-size: .9rem;
  line-height: 1.48;
}

.loan-type-grid {
  gap: 16px;
  align-items: start;
  counter-reset: loan-card;
}

.loan-card {
  --loan-accent: var(--mint-dark);
  --loan-accent-soft: rgba(8,127,112,.1);
  --loan-panel: #f2fbf8;
  counter-increment: loan-card;
  min-height: auto;
  display: grid;
  grid-template-rows: auto auto auto 1fr;
  padding: 18px;
  background:
    radial-gradient(circle at 88% 18%, var(--loan-accent-soft), transparent 34%),
    linear-gradient(180deg, rgba(255,255,255,.98), rgba(248,252,250,.98)),
    #fff;
  border-color: rgba(8,127,112,.14);
  box-shadow: 0 18px 42px rgba(19, 33, 31, .09);
}

.loan-card:nth-child(2) {
  --loan-accent: var(--blue);
  --loan-accent-soft: rgba(40,86,201,.1);
  --loan-panel: #f2f5ff;
}

.loan-card:nth-child(3) {
  --loan-accent: var(--gold);
  --loan-accent-soft: rgba(197,145,60,.14);
  --loan-panel: #fff8ec;
}

.loan-card:nth-child(4) {
  --loan-accent: var(--coral);
  --loan-accent-soft: rgba(216,91,70,.1);
  --loan-panel: #fff4f1;
}

.loan-card:nth-child(5) {
  --loan-accent: #6c55c7;
  --loan-accent-soft: rgba(108,85,199,.1);
  --loan-panel: #f7f4ff;
}

.loan-card:nth-child(6) {
  --loan-accent: #2f7d59;
  --loan-accent-soft: rgba(47,125,89,.11);
  --loan-panel: #f1f9f4;
}

.loan-card::before {
  content: "";
  position: absolute;
  inset: 0 0 auto;
  height: 5px;
  background: linear-gradient(90deg, var(--loan-accent), rgba(255,255,255,0));
}

.loan-card::after {
  content: counter(loan-card, decimal-leading-zero);
  position: absolute;
  right: 16px;
  top: 13px;
  color: var(--loan-accent-soft);
  font-size: 3.6rem;
  font-weight: 950;
  line-height: 1;
  pointer-events: none;
}

.loan-card .tag {
  position: relative;
  z-index: 1;
  justify-self: start;
  min-height: 30px;
  margin: 0 0 14px;
  padding: 0 10px;
  color: var(--loan-accent);
  font-size: .7rem;
  background: #fff;
  border: 1px solid var(--loan-accent-soft);
  box-shadow: 0 8px 18px rgba(19, 33, 31, .06);
}

.loan-card .tag::before {
  content: "";
  width: 8px;
  height: 8px;
  margin-right: 7px;
  background: var(--loan-accent);
  border-radius: 50%;
  box-shadow: 0 0 0 4px var(--loan-accent-soft);
}

.loan-card h3 {
  position: relative;
  z-index: 1;
  margin: 0;
  padding-right: 56px;
  font-size: 1.05rem;
  line-height: 1.18;
}

.loan-card p {
  position: relative;
  z-index: 1;
  margin: 10px 0 0;
  font-size: .86rem;
  line-height: 1.45;
}

.loan-card .check-list {
  position: relative;
  z-index: 1;
  gap: 7px;
  align-self: end;
  margin: 16px -6px -6px;
  padding: 12px;
  background: var(--loan-panel);
  border: 1px solid var(--loan-accent-soft);
  border-radius: 8px;
}

.loan-card .check-list li {
  min-height: 18px;
  display: flex;
  align-items: center;
  padding: 7px 9px 7px 28px;
  color: #29433d;
  font-size: .79rem;
  font-weight: 850;
  line-height: 1.25;
  background: rgba(255,255,255,.74);
  border: 1px solid rgba(255,255,255,.72);
  border-radius: 8px;
}

.loan-card .check-list li::before {
  left: 8px;
  top: 50%;
  width: 11px;
  height: 11px;
  background: var(--loan-accent);
  border: 0;
  border-radius: 50%;
  box-shadow: 0 0 0 4px var(--loan-accent-soft);
  transform: translateY(-50%);
}

.loan-feature-band {
  grid-template-columns: minmax(0, .78fr) minmax(360px, .92fr);
  gap: 24px;
}

.loan-feature-band .feature-panel {
  min-height: 360px;
  padding: 28px;
  background:
    linear-gradient(180deg, rgba(12,27,25,.54), rgba(12,27,25,.9)),
    url("../img/team-documents-natural.jpg") center / cover no-repeat;
}

.loan-feature-band .feature-panel h2 {
  font-size: 2.05rem;
}

.loan-feature-band .feature-panel p {
  font-size: .96rem;
  line-height: 1.55;
}

.loan-feature-band .feature-item,
.loan-page .document-card {
  padding: 18px;
}

.compact-documents {
  gap: 16px;
  counter-reset: document-card;
}

.compact-documents .document-card {
  --doc-accent: var(--mint-dark);
  --doc-accent-soft: rgba(8,127,112,.1);
  counter-increment: document-card;
  position: relative;
  overflow: hidden;
  min-height: 156px;
  padding: 22px 22px 20px;
  background:
    radial-gradient(circle at 88% 18%, var(--doc-accent-soft), transparent 34%),
    linear-gradient(180deg, #fff, #f9fcfb);
  border-color: rgba(8,127,112,.16);
  box-shadow: 0 16px 42px rgba(19, 33, 31, .08);
}

.compact-documents .document-card:nth-child(2) {
  --doc-accent: var(--blue);
  --doc-accent-soft: rgba(40,86,201,.1);
}

.compact-documents .document-card:nth-child(3) {
  --doc-accent: var(--gold);
  --doc-accent-soft: rgba(197,145,60,.14);
}

.compact-documents .document-card::before {
  content: "";
  position: absolute;
  inset: 0 0 auto;
  height: 4px;
  background: linear-gradient(90deg, var(--doc-accent), rgba(255,255,255,0));
}

.compact-documents .document-card::after {
  content: counter(document-card, decimal-leading-zero);
  position: absolute;
  right: 18px;
  top: 16px;
  color: var(--doc-accent-soft);
  font-size: 3.3rem;
  font-weight: 950;
  line-height: 1;
  pointer-events: none;
}

.compact-documents .document-card h3 {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 34px 1fr;
  gap: 12px;
  align-items: center;
  padding-right: 46px;
  font-size: 1.02rem;
  line-height: 1.18;
}

.compact-documents .document-card h3::before {
  content: "";
  display: block;
  width: 34px;
  height: 34px;
  background:
    linear-gradient(135deg, #fff 0 42%, transparent 42%),
    var(--doc-accent);
  border: 1px solid var(--doc-accent-soft);
  border-radius: 8px;
  box-shadow: 0 8px 18px rgba(19, 33, 31, .08);
}

.compact-documents .document-card p {
  position: relative;
  z-index: 1;
  margin-top: 14px;
  color: #52625f;
  font-size: .9rem;
  line-height: 1.5;
}

.loan-feature-band .feature-item {
  grid-template-columns: 46px 1fr;
  gap: 14px;
}

.loan-feature-band .feature-item span {
  width: 40px;
  height: 40px;
  font-size: .86rem;
}

.loan-feature-band .feature-item h3,
.loan-page .document-card h3 {
  font-size: 1.02rem;
}

.loan-feature-band .feature-item p,
.loan-page .document-card p {
  font-size: .94rem;
  line-height: 1.52;
}

.loan-page .table strong,
.loan-page .table span {
  padding: 14px 16px;
  font-size: .94rem;
}

.loan-page .compact-table {
  position: relative;
  overflow: hidden;
  background:
    linear-gradient(180deg, #fff, #f8fcfa);
  border-color: rgba(8,127,112,.16);
  box-shadow: 0 20px 56px rgba(19, 33, 31, .1);
}

.loan-page .compact-table::before {
  content: "";
  display: block;
  height: 5px;
  background: linear-gradient(90deg, var(--mint), var(--blue), var(--gold));
}

.loan-page .compact-table div {
  grid-template-columns: .68fr 1fr 1fr;
  gap: 0;
  background: transparent;
  border-bottom: 1px solid rgba(8,127,112,.1);
}

.loan-page .compact-table div:last-child {
  border-bottom: 0;
}

.loan-page .compact-table div:first-child {
  background: #13211f;
  border-bottom: 0;
}

.loan-page .compact-table strong,
.loan-page .compact-table span {
  padding: 13px 16px;
  font-size: .9rem;
  line-height: 1.35;
  background: transparent;
  border-right: 1px solid rgba(8,127,112,.1);
}

.loan-page .compact-table strong:last-child,
.loan-page .compact-table span:last-child {
  border-right: 0;
}

.loan-page .compact-table strong {
  color: #fff;
  font-size: .92rem;
  background: transparent;
}

.loan-page .compact-table span {
  color: #40524e;
}

.loan-page .compact-table div:nth-child(odd):not(:first-child) {
  background: rgba(238,248,245,.58);
}

.loan-page .compact-table div:not(:first-child) span:first-child {
  color: var(--ink);
  font-weight: 900;
}

.loan-page .compact-table div:not(:first-child) span:first-child::before {
  content: "";
  display: inline-block;
  width: 8px;
  height: 8px;
  margin-right: 9px;
  vertical-align: 1px;
  background: var(--mint-dark);
  border-radius: 50%;
  box-shadow: 0 0 0 4px rgba(8,127,112,.1);
}

.loan-page .cta-panel {
  padding: 30px;
}

.loan-page .cta-panel h2 {
  font-size: 2.05rem;
}

.process-page .band {
  padding: 76px 0;
}

.process-page main > .band:first-child {
  padding-top: 132px;
}

.process-page .section-wrap,
.process-page .split > *,
.process-page .section-head > *,
.process-page .feature-band > *,
.process-page .feature-item > div,
.process-page .document-grid > *,
.process-page .faq-grid > *,
.process-page .cta-panel > * {
  min-width: 0;
}

.process-hero {
  position: relative;
  overflow: hidden;
  padding: 146px 0 86px;
  background:
    linear-gradient(115deg, rgba(16,35,31,.98) 0 58%, rgba(16,35,31,.9) 58% 64%, rgba(246,250,248,1) 64% 100%);
}

.process-hero::before {
  content: "";
  position: absolute;
  inset: 0 0 auto;
  height: 5px;
  background: linear-gradient(90deg, var(--mint), var(--blue), var(--gold), var(--coral));
}

.process-hero .split {
  position: relative;
  z-index: 1;
  grid-template-columns: minmax(0, .82fr) minmax(420px, .88fr);
  gap: 54px;
  align-items: center;
}

.process-hero-copy {
  display: grid;
  align-content: center;
  min-height: 520px;
  color: #fff;
}

.process-hero .eyebrow {
  color: #8ff3de;
}

.process-hero h1 {
  max-width: 720px;
  color: #fff;
  font-size: 3.05rem;
}

.process-hero .lead {
  max-width: 620px;
  color: rgba(255,255,255,.78);
  font-size: 1.02rem;
}

.process-hero-metrics {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 10px;
  max-width: 680px;
  margin-top: 30px;
}

.process-hero-metrics span {
  display: grid;
  gap: 6px;
  min-height: 86px;
  padding: 14px;
  color: rgba(255,255,255,.78);
  font-size: .78rem;
  font-weight: 850;
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.14);
  border-radius: 8px;
}

.process-hero-metrics strong {
  color: #8ff3de;
  font-size: 1.16rem;
}

.process-hero .btn-primary {
  color: var(--ink);
  background: #fff;
  box-shadow: 0 16px 36px rgba(0,0,0,.18);
}

.process-hero .btn-soft {
  color: #fff;
  background: rgba(255,255,255,.1);
  border-color: rgba(255,255,255,.24);
}

.process-hero-visual {
  position: relative;
  margin: 0;
  padding: 12px;
  background: #fff;
  border: 1px solid rgba(8,127,112,.16);
  border-radius: 8px;
  box-shadow: 0 28px 72px rgba(16,35,31,.18);
}

.process-hero-visual::before {
  content: "";
  position: absolute;
  left: 22px;
  right: 22px;
  top: 22px;
  z-index: 1;
  height: 6px;
  background: linear-gradient(90deg, var(--mint) 0 25%, var(--blue) 25% 50%, var(--gold) 50% 75%, var(--coral) 75% 100%);
  border-radius: 999px;
  box-shadow: 0 8px 20px rgba(16,35,31,.16);
}

.process-hero-visual img {
  width: 100%;
  aspect-ratio: 16 / 11;
  object-fit: cover;
  border-radius: 6px;
  box-shadow: none;
}

.process-hero-visual figcaption {
  position: absolute;
  left: 28px;
  bottom: 28px;
  display: grid;
  gap: 2px;
  max-width: calc(100% - 56px);
  padding: 13px 16px;
  color: #fff;
  background: rgba(16,35,31,.9);
  border: 1px solid rgba(143,243,222,.24);
  border-radius: 8px;
  backdrop-filter: blur(12px);
}

.process-hero-visual figcaption strong {
  font-size: 1rem;
}

.process-hero-visual figcaption span {
  color: rgba(255,255,255,.72);
  font-size: .82rem;
  font-weight: 800;
}

.process-steps {
  background:
    linear-gradient(180deg, rgba(255,255,255,.94), rgba(242,248,246,.98)),
    #f8fbfa;
}

.process-timeline {
  position: relative;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}

.process-timeline::before {
  content: "";
  position: absolute;
  left: 10%;
  right: 10%;
  top: 48px;
  height: 2px;
  background: linear-gradient(90deg, var(--mint), var(--blue), var(--gold), var(--coral));
  opacity: .55;
}

.process-timeline .step {
  position: relative;
  grid-template-columns: 1fr;
  gap: 18px;
  min-height: 250px;
  padding: 22px;
  overflow: hidden;
  background:
    radial-gradient(circle at 88% 16%, rgba(0,169,144,.09), transparent 34%),
    linear-gradient(180deg, #fff, #f9fcfb);
  border-color: rgba(8,127,112,.16);
  box-shadow: 0 18px 44px rgba(19, 33, 31, .08);
}

.process-timeline .step:nth-child(2) {
  background:
    radial-gradient(circle at 88% 16%, rgba(40,86,201,.1), transparent 34%),
    linear-gradient(180deg, #fff, #f9fbff);
}

.process-timeline .step:nth-child(3) {
  background:
    radial-gradient(circle at 88% 16%, rgba(197,145,60,.13), transparent 34%),
    linear-gradient(180deg, #fff, #fffaf0);
}

.process-timeline .step:nth-child(4) {
  background:
    radial-gradient(circle at 88% 16%, rgba(216,91,70,.1), transparent 34%),
    linear-gradient(180deg, #fff, #fff7f5);
}

.process-timeline .step::before {
  content: "";
  position: absolute;
  inset: 0 0 auto;
  height: 5px;
  background: var(--mint);
}

.process-timeline .step:nth-child(2)::before {
  background: var(--blue);
}

.process-timeline .step:nth-child(3)::before {
  background: var(--gold);
}

.process-timeline .step:nth-child(4)::before {
  background: var(--coral);
}

.process-timeline .step span {
  position: relative;
  z-index: 1;
  width: 52px;
  height: 52px;
  color: var(--ink);
  background: #fff;
  border: 1px solid rgba(8,127,112,.16);
  box-shadow: 0 10px 24px rgba(19, 33, 31, .09);
}

.process-timeline .step h3 {
  font-size: 1.08rem;
}

.process-timeline .step p {
  max-width: 310px;
  font-size: .91rem;
  line-height: 1.5;
}

.process-feature-band {
  grid-template-columns: minmax(0, .82fr) minmax(360px, .98fr);
  gap: 26px;
}

.process-feature-band .feature-panel {
  min-height: 370px;
  padding: 30px;
  background:
    linear-gradient(180deg, rgba(12,27,25,.54), rgba(12,27,25,.9)),
    url("../img/home-review-natural.jpg") center / cover no-repeat;
}

.process-feature-band .feature-panel h2 {
  font-size: 2.05rem;
}

.process-check-list .feature-item {
  grid-template-columns: 50px 1fr;
  gap: 16px;
  padding: 18px;
  border-color: rgba(8,127,112,.14);
  box-shadow: 0 14px 34px rgba(19, 33, 31, .07);
}

.process-check-list .feature-item span {
  width: 42px;
  height: 42px;
  color: var(--mint-dark);
  background: #e9f7f3;
  border: 1px solid rgba(8,127,112,.14);
}

.process-check-list .feature-item:nth-child(2) span {
  color: var(--blue);
  background: #f2f5ff;
  border-color: rgba(40,86,201,.16);
}

.process-check-list .feature-item:nth-child(3) span {
  color: var(--gold);
  background: #fff8ec;
  border-color: rgba(197,145,60,.18);
}

.process-check-list .feature-item h3 {
  font-size: 1.03rem;
}

.process-check-list .feature-item p {
  font-size: .92rem;
  line-height: 1.5;
}

.process-head {
  grid-template-columns: minmax(0, .76fr) minmax(320px, .5fr);
  gap: 26px;
  align-items: center;
  margin-bottom: 24px;
}

.process-head h2 {
  max-width: 620px;
  font-size: 1.9rem;
  line-height: 1.12;
}

.process-head p:last-child {
  max-width: 520px;
  justify-self: end;
  font-size: .92rem;
  line-height: 1.48;
}

.process-document-grid {
  gap: 16px;
  counter-reset: process-document;
}

.process-document-grid .document-card {
  --process-accent: var(--mint-dark);
  --process-soft: rgba(8,127,112,.1);
  counter-increment: process-document;
  position: relative;
  overflow: hidden;
  min-height: 168px;
  padding: 22px;
  background:
    radial-gradient(circle at 88% 16%, var(--process-soft), transparent 34%),
    linear-gradient(180deg, #fff, #f9fcfb);
  border-color: rgba(8,127,112,.15);
  box-shadow: 0 16px 42px rgba(19, 33, 31, .08);
}

.process-document-grid .document-card:nth-child(2) {
  --process-accent: var(--blue);
  --process-soft: rgba(40,86,201,.1);
}

.process-document-grid .document-card:nth-child(3) {
  --process-accent: var(--gold);
  --process-soft: rgba(197,145,60,.14);
}

.process-document-grid .document-card::before {
  content: "";
  position: absolute;
  inset: 0 0 auto;
  height: 4px;
  background: linear-gradient(90deg, var(--process-accent), rgba(255,255,255,0));
}

.process-document-grid .document-card::after {
  content: counter(process-document, decimal-leading-zero);
  position: absolute;
  right: 18px;
  top: 16px;
  color: var(--process-soft);
  font-size: 3.1rem;
  font-weight: 950;
  line-height: 1;
}

.process-document-grid .document-card h3 {
  position: relative;
  z-index: 1;
  padding-right: 48px;
  font-size: 1.03rem;
}

.process-document-grid .document-card h3::before {
  content: "";
  display: inline-block;
  width: 10px;
  height: 10px;
  margin-right: 10px;
  vertical-align: 1px;
  background: var(--process-accent);
  border-radius: 50%;
  box-shadow: 0 0 0 5px var(--process-soft);
}

.process-document-grid .document-card p {
  position: relative;
  z-index: 1;
  font-size: .91rem;
  line-height: 1.5;
}

.process-faq-section {
  background:
    linear-gradient(180deg, #fff, #f4f8f6);
}

.process-faq-grid {
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
  counter-reset: process-faq;
}

.process-faq-grid .faq-card {
  counter-increment: process-faq;
  position: relative;
  overflow: hidden;
  padding: 20px;
  border-color: rgba(8,127,112,.14);
  box-shadow: 0 14px 34px rgba(19, 33, 31, .07);
}

.process-faq-grid .faq-card::before {
  content: "Ε" counter(process-faq, decimal-leading-zero);
  display: inline-flex;
  align-items: center;
  min-height: 26px;
  margin-bottom: 12px;
  padding: 0 9px;
  color: var(--mint-dark);
  font-size: .68rem;
  font-weight: 950;
  background: #e9f7f3;
  border-radius: 8px;
}

.process-faq-grid .faq-card h3 {
  font-size: 1rem;
  line-height: 1.22;
}

.process-faq-grid .faq-card p {
  font-size: .9rem;
  line-height: 1.5;
}

.process-cta {
  background:
    linear-gradient(120deg, rgba(19,33,31,.98), rgba(8,127,112,.94)),
    var(--ink);
  border: 1px solid rgba(255,255,255,.14);
}

.testimonials-page .band {
  padding: 76px 0;
}

.testimonials-page main > .band:first-child {
  padding-top: 132px;
}

.testimonials-page .section-wrap,
.testimonials-page .split > *,
.testimonials-page .section-head > *,
.testimonials-page .case-grid > *,
.testimonials-page .quote-grid > *,
.testimonials-page .feature-band > *,
.testimonials-page .feature-item > div,
.testimonials-page .cta-panel > * {
  min-width: 0;
}

.testimonials-hero {
  position: relative;
  overflow: hidden;
  padding: 146px 0 86px;
  background:
    linear-gradient(115deg, rgba(16,35,31,.98) 0 58%, rgba(16,35,31,.9) 58% 64%, rgba(246,250,248,1) 64% 100%);
}

.testimonials-hero::before {
  content: "";
  position: absolute;
  inset: 0 0 auto;
  height: 5px;
  background: linear-gradient(90deg, var(--mint), var(--blue), var(--gold), var(--coral));
}

.testimonials-hero .split {
  position: relative;
  z-index: 1;
  grid-template-columns: minmax(0, .82fr) minmax(420px, .88fr);
  gap: 54px;
  align-items: center;
}

.testimonials-hero-copy {
  display: grid;
  align-content: center;
  min-height: 520px;
  color: #fff;
}

.testimonials-hero .eyebrow {
  color: #8ff3de;
}

.testimonials-hero h1 {
  max-width: 720px;
  color: #fff;
  font-size: 3.05rem;
}

.testimonials-hero .lead {
  max-width: 620px;
  color: rgba(255,255,255,.78);
  font-size: 1.02rem;
}

.testimonials-hero-metrics {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 10px;
  max-width: 580px;
  margin-top: 30px;
}

.testimonials-hero-metrics span {
  display: grid;
  gap: 6px;
  min-height: 86px;
  padding: 14px;
  color: rgba(255,255,255,.78);
  font-size: .78rem;
  font-weight: 850;
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.14);
  border-radius: 8px;
}

.testimonials-hero-metrics strong {
  color: #8ff3de;
  font-size: 1.16rem;
}

.testimonials-hero .btn-primary {
  color: var(--ink);
  background: #fff;
  box-shadow: 0 16px 36px rgba(0,0,0,.18);
}

.testimonials-hero .btn-soft {
  color: #fff;
  background: rgba(255,255,255,.1);
  border-color: rgba(255,255,255,.24);
}

.testimonials-hero-visual {
  position: relative;
  margin: 0;
  padding: 12px;
  background: #fff;
  border: 1px solid rgba(8,127,112,.16);
  border-radius: 8px;
  box-shadow: 0 28px 72px rgba(16,35,31,.18);
}

.testimonials-hero-visual::before {
  content: "";
  position: absolute;
  left: 22px;
  right: 22px;
  top: 22px;
  z-index: 1;
  height: 6px;
  background: linear-gradient(90deg, var(--mint) 0 34%, var(--blue) 34% 67%, var(--gold) 67% 100%);
  border-radius: 999px;
  box-shadow: 0 8px 20px rgba(16,35,31,.16);
}

.testimonials-hero-visual img {
  width: 100%;
  aspect-ratio: 16 / 11;
  object-fit: cover;
  border-radius: 6px;
  box-shadow: none;
}

.testimonials-hero-visual figcaption {
  position: absolute;
  left: 28px;
  bottom: 28px;
  display: grid;
  gap: 2px;
  max-width: calc(100% - 56px);
  padding: 13px 16px;
  color: #fff;
  background: rgba(16,35,31,.9);
  border: 1px solid rgba(143,243,222,.24);
  border-radius: 8px;
  backdrop-filter: blur(12px);
}

.testimonials-hero-visual figcaption strong {
  font-size: 1rem;
}

.testimonials-hero-visual figcaption span {
  color: rgba(255,255,255,.72);
  font-size: .82rem;
  font-weight: 800;
}

.testimonials-cases {
  background:
    linear-gradient(180deg, rgba(255,255,255,.94), rgba(242,248,246,.98)),
    #f8fbfa;
}

.testimonials-case-grid {
  gap: 18px;
  counter-reset: testimonial-case;
}

.testimonials-case-grid .case-card {
  --case-accent: var(--mint-dark);
  --case-soft: rgba(8,127,112,.1);
  counter-increment: testimonial-case;
  border-color: rgba(8,127,112,.15);
  box-shadow: 0 18px 46px rgba(19, 33, 31, .09);
}

.testimonials-case-grid .case-card:nth-child(2) {
  --case-accent: var(--blue);
  --case-soft: rgba(40,86,201,.11);
}

.testimonials-case-grid .case-card:nth-child(3) {
  --case-accent: var(--gold);
  --case-soft: rgba(197,145,60,.15);
}

.testimonials-case-grid .case-card::before {
  content: counter(testimonial-case, decimal-leading-zero);
  position: absolute;
  right: 18px;
  top: 18px;
  z-index: 2;
  display: grid;
  place-items: center;
  width: 42px;
  height: 42px;
  color: #fff;
  font-size: .86rem;
  font-weight: 950;
  background: rgba(19,33,31,.86);
  border: 1px solid rgba(255,255,255,.18);
  border-radius: 8px;
  backdrop-filter: blur(8px);
}

.testimonials-case-grid .case-card img {
  aspect-ratio: 16 / 10;
  filter: saturate(.94) contrast(1.04);
}

.testimonials-case-grid .case-card div {
  position: relative;
  padding: 20px;
  background:
    radial-gradient(circle at 90% 18%, var(--case-soft), transparent 34%),
    linear-gradient(180deg, #fff, #f9fcfb);
}

.testimonials-case-grid .case-card div::before {
  content: "";
  position: absolute;
  inset: 0 0 auto;
  height: 4px;
  background: linear-gradient(90deg, var(--case-accent), rgba(255,255,255,0));
}

.testimonials-case-grid .tag {
  color: var(--case-accent);
  background: #fff;
  border: 1px solid var(--case-soft);
  box-shadow: 0 8px 18px rgba(19, 33, 31, .06);
}

.testimonials-case-grid h3 {
  font-size: 1.08rem;
}

.testimonials-case-grid p {
  color: #4f615d;
  font-size: .92rem;
  line-height: 1.52;
}

.testimonials-head {
  grid-template-columns: minmax(0, .76fr) minmax(320px, .5fr);
  gap: 26px;
  align-items: center;
  margin-bottom: 24px;
}

.testimonials-head h2 {
  max-width: 620px;
  font-size: 1.95rem;
  line-height: 1.12;
}

.testimonials-head p:last-child {
  max-width: 520px;
  justify-self: end;
  color: var(--muted);
  font-size: .92rem;
  line-height: 1.48;
}

.testimonials-quote-grid {
  gap: 16px;
  counter-reset: testimonial-quote;
}

.testimonials-quote-grid .quote-card {
  --quote-accent: var(--mint-dark);
  --quote-soft: rgba(8,127,112,.1);
  counter-increment: testimonial-quote;
  min-height: 210px;
  padding: 24px;
  overflow: hidden;
  border-color: rgba(8,127,112,.14);
  box-shadow: 0 16px 42px rgba(19, 33, 31, .08);
}

.testimonials-quote-grid .quote-card:nth-child(2) {
  --quote-accent: var(--blue);
  --quote-soft: rgba(40,86,201,.1);
}

.testimonials-quote-grid .quote-card:nth-child(3) {
  --quote-accent: var(--gold);
  --quote-soft: rgba(197,145,60,.15);
}

.testimonials-quote-grid .quote-card:nth-child(4) {
  --quote-accent: var(--coral);
  --quote-soft: rgba(216,91,70,.1);
}

.testimonials-quote-grid .quote-card::before {
  content: "“";
  top: 16px;
  left: 18px;
  color: var(--quote-accent);
  font-size: 3.6rem;
}

.testimonials-quote-grid .quote-card::after {
  content: counter(testimonial-quote, decimal-leading-zero);
  position: absolute;
  right: 20px;
  top: 18px;
  color: var(--quote-soft);
  font-size: 3.3rem;
  font-weight: 950;
  line-height: 1;
}

.testimonials-quote-grid .quote-card p {
  position: relative;
  z-index: 1;
  margin-top: 18px;
  color: #3a4d49;
  font-size: .96rem;
  line-height: 1.55;
}

.testimonials-quote-grid .quote-card strong {
  position: relative;
  z-index: 1;
  display: inline-flex;
  margin-top: 18px;
  padding: 8px 10px;
  color: var(--quote-accent);
  font-size: .82rem;
  background: var(--quote-soft);
  border-radius: 8px;
}

.testimonials-feature-band {
  grid-template-columns: minmax(0, .82fr) minmax(360px, .98fr);
  gap: 26px;
}

.testimonials-feature-band .feature-panel {
  min-height: 370px;
  padding: 30px;
  background:
    linear-gradient(180deg, rgba(12,27,25,.54), rgba(12,27,25,.9)),
    url("../img/home-consultation-natural.jpg") center / cover no-repeat;
}

.testimonials-feature-band .feature-panel h2 {
  font-size: 2.05rem;
}

.testimonials-feature-list .feature-item {
  grid-template-columns: 50px 1fr;
  gap: 16px;
  padding: 18px;
  border-color: rgba(8,127,112,.14);
  box-shadow: 0 14px 34px rgba(19, 33, 31, .07);
}

.testimonials-feature-list .feature-item span {
  width: 42px;
  height: 42px;
  color: var(--mint-dark);
  background: #e9f7f3;
  border: 1px solid rgba(8,127,112,.14);
}

.testimonials-feature-list .feature-item:nth-child(2) span {
  color: var(--blue);
  background: #f2f5ff;
  border-color: rgba(40,86,201,.16);
}

.testimonials-feature-list .feature-item:nth-child(3) span {
  color: var(--gold);
  background: #fff8ec;
  border-color: rgba(197,145,60,.18);
}

.testimonials-feature-list .feature-item h3 {
  font-size: 1.03rem;
}

.testimonials-feature-list .feature-item p {
  font-size: .92rem;
  line-height: 1.5;
}

.testimonials-stats-section {
  padding: 54px 0;
}

.testimonials-stats-panel {
  display: grid;
  grid-template-columns: minmax(260px, .42fr) minmax(0, 1fr);
  gap: 24px;
  align-items: stretch;
  padding: 30px;
  background:
    radial-gradient(circle at 16% 12%, rgba(143,243,222,.18), transparent 30%),
    linear-gradient(135deg, #13211f, #087f70);
  border: 1px solid rgba(255,255,255,.12);
  border-radius: 8px;
  box-shadow: 0 22px 58px rgba(19, 33, 31, .18);
}

.testimonials-stats-copy {
  display: grid;
  align-content: center;
}

.testimonials-stats-copy .eyebrow {
  color: #8ff3de;
}

.testimonials-stats-copy h2,
.testimonials-stats-copy p {
  color: #fff;
}

.testimonials-stats-copy h2 {
  max-width: 340px;
  font-size: 1.9rem;
}

.testimonials-stats-copy p {
  max-width: 390px;
  margin-top: 12px;
  color: rgba(255,255,255,.76);
  font-size: .92rem;
}

.testimonials-stats {
  overflow: hidden;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 10px;
  background: transparent;
  border: 0;
  border-radius: 0;
  box-shadow: none;
}

.testimonials-stats div {
  --stat-accent: var(--mint);
  position: relative;
  min-height: 132px;
  padding: 22px;
  background: rgba(255,255,255,.94);
  border: 1px solid rgba(255,255,255,.48);
  border-radius: 8px;
  box-shadow: 0 14px 34px rgba(0, 0, 0, .12);
}

.testimonials-stats div:nth-child(2) {
  --stat-accent: var(--blue);
}

.testimonials-stats div:nth-child(3) {
  --stat-accent: var(--gold);
}

.testimonials-stats div:nth-child(4) {
  --stat-accent: var(--coral);
}

.testimonials-stats div::before {
  content: "";
  position: absolute;
  inset: 0 0 auto;
  height: 4px;
  background: linear-gradient(90deg, var(--stat-accent), rgba(255,255,255,0));
}

.testimonials-stats div::after {
  content: "";
  position: absolute;
  right: 18px;
  bottom: 18px;
  width: 28px;
  height: 28px;
  background:
    linear-gradient(135deg, #fff 0 42%, transparent 42%),
    var(--stat-accent);
  border-radius: 8px;
  opacity: .9;
}

.testimonials-stats strong {
  display: block;
  color: var(--stat-accent);
  font-size: 2rem;
  line-height: 1;
}

.testimonials-stats span {
  display: block;
  max-width: 150px;
  margin-top: 14px;
  color: #52625f;
  font-size: .86rem;
  font-weight: 900;
  line-height: 1.35;
}

.testimonials-cta {
  background:
    linear-gradient(120deg, rgba(19,33,31,.98), rgba(8,127,112,.9)),
    var(--ink);
  border: 1px solid rgba(255,255,255,.14);
}

.contact-page .band {
  padding: 76px 0;
}

.contact-page .section-wrap,
.contact-page .section-head > *,
.contact-page .contact-layout > *,
.contact-page .form-row > *,
.contact-page .benefit-grid > *,
.contact-page .feature-band > *,
.contact-page .cta-panel > *,
.contact-access-grid > *,
.contact-hero-grid > * {
  min-width: 0;
}

.contact-hero {
  position: relative;
  min-height: 680px;
  display: grid;
  align-items: end;
  padding: 168px 0 104px;
  overflow: hidden;
  background:
    linear-gradient(90deg, rgba(10,25,24,.92) 0%, rgba(10,25,24,.76) 48%, rgba(10,25,24,.38) 100%),
    url("../img/home-meeting-natural.jpg") center / cover no-repeat;
}

.contact-hero::after {
  content: "";
  position: absolute;
  inset: auto 0 0;
  height: 210px;
  background: linear-gradient(180deg, rgba(244,247,244,0), var(--paper));
  pointer-events: none;
}

.contact-hero-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, .86fr) minmax(330px, 430px);
  gap: 42px;
  align-items: end;
}

.contact-hero-copy {
  padding-bottom: 22px;
}

.contact-hero .eyebrow {
  color: #8ff3de;
}

.contact-hero h1 {
  max-width: 780px;
  color: #fff;
  font-size: 3.55rem;
  text-shadow: 0 12px 38px rgba(0,0,0,.24);
}

.contact-hero .lead {
  max-width: 660px;
  color: rgba(255,255,255,.86);
  font-size: 1.06rem;
}

.contact-hero .btn-soft {
  color: #fff;
  background: rgba(255,255,255,.12);
  border-color: rgba(255,255,255,.28);
  backdrop-filter: blur(12px);
}

.contact-hero-card {
  position: relative;
  overflow: hidden;
  padding: 28px;
  color: #fff;
  background:
    radial-gradient(circle at 88% 16%, rgba(143,243,222,.2), transparent 34%),
    linear-gradient(180deg, rgba(255,255,255,.16), rgba(255,255,255,.08));
  border: 1px solid rgba(255,255,255,.2);
  border-radius: 8px;
  box-shadow: 0 24px 70px rgba(0, 0, 0, .26);
  backdrop-filter: blur(18px);
}

.contact-hero-card::before {
  content: "";
  position: absolute;
  inset: 0 0 auto;
  height: 5px;
  background: linear-gradient(90deg, var(--mint), var(--blue), var(--gold));
}

.contact-hero-card span {
  color: #8ff3de;
  font-size: .74rem;
  font-weight: 950;
  letter-spacing: .08em;
  text-transform: uppercase;
}

.contact-hero-card strong {
  display: block;
  margin-top: 16px;
  color: #fff;
  font-size: 3.45rem;
  line-height: 1;
}

.contact-hero-card p {
  margin-top: 12px;
  color: rgba(255,255,255,.78);
  font-size: .93rem;
}

.contact-hero-card dl {
  display: grid;
  gap: 10px;
  margin: 22px 0 0;
  padding: 0;
}

.contact-hero-card dl div {
  display: flex;
  justify-content: space-between;
  gap: 14px;
  align-items: center;
  padding: 12px 13px;
  background: rgba(255,255,255,.1);
  border: 1px solid rgba(255,255,255,.14);
  border-radius: 8px;
}

.contact-hero-card dt,
.contact-hero-card dd {
  margin: 0;
  font-size: .85rem;
  font-weight: 850;
}

.contact-hero-card dt {
  color: rgba(255,255,255,.72);
}

.contact-hero-card dd {
  color: #fff;
  text-align: right;
}

.contact-access {
  position: relative;
  z-index: 3;
  margin: -48px 0 0;
}

.contact-access-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
}

.contact-access-card {
  position: relative;
  overflow: hidden;
  min-height: 136px;
  padding: 22px 22px 20px;
  background:
    linear-gradient(180deg, rgba(255,255,255,.98), rgba(249,252,251,.98));
  border: 1px solid rgba(8,127,112,.14);
  border-radius: 8px;
  box-shadow: 0 18px 48px rgba(19, 33, 31, .1);
}

.contact-access-card::before {
  content: "";
  position: absolute;
  inset: 0 0 auto;
  height: 4px;
  background: linear-gradient(90deg, var(--mint), var(--blue), var(--gold));
}

.contact-access-card span {
  display: inline-grid;
  place-items: center;
  width: 34px;
  height: 34px;
  color: var(--mint-dark);
  font-size: .76rem;
  font-weight: 950;
  background: #e9f7f3;
  border: 1px solid rgba(8,127,112,.14);
  border-radius: 8px;
}

.contact-access-card:nth-child(2) span {
  color: var(--blue);
  background: #f2f5ff;
  border-color: rgba(40,86,201,.16);
}

.contact-access-card:nth-child(3) span {
  color: var(--gold);
  background: #fff8ec;
  border-color: rgba(197,145,60,.18);
}

.contact-access-card h2 {
  margin-top: 16px;
  font-size: 1.08rem;
}

.contact-access-card p {
  margin-top: 8px;
  color: #52625f;
  font-size: .92rem;
  font-weight: 750;
  line-height: 1.46;
}

.viber-link {
  display: inline-flex;
  gap: 8px;
  align-items: center;
  margin-top: 8px;
  color: inherit;
  font-weight: 950;
  line-height: 1.25;
  text-decoration: none;
}

.contact-access-card .viber-link,
.contact-hero-card .viber-link {
  color: var(--mint-dark);
}

.viber-link img,
.footer-main .viber-link img {
  width: 28px;
  height: 28px;
  flex: 0 0 auto;
  padding: 0;
  background: none;
  border: 0;
  border-radius: 6px;
}

.viber-link span {
  display: block;
}

.viber-link small {
  display: block;
  margin-top: 2px;
  color: inherit;
  font-size: .76rem;
  font-weight: 750;
  opacity: .78;
}

.viber-link:hover span {
  text-decoration: underline;
  text-decoration-thickness: 2px;
  text-underline-offset: 3px;
}

.viber-toast {
  position: fixed;
  left: 24px;
  bottom: 24px;
  z-index: 140;
  display: grid;
  gap: 4px;
  width: min(360px, calc(100vw - 48px));
  padding: 14px 16px;
  color: #102823;
  background: #fff;
  border: 1px solid rgba(8,127,112,.18);
  border-left: 4px solid var(--mint);
  border-radius: 8px;
  box-shadow: 0 18px 50px rgba(10,32,27,.18);
  opacity: 0;
  pointer-events: none;
  transform: translateY(12px);
  transition: opacity .2s ease, transform .2s ease;
}

.viber-toast.is-visible {
  opacity: 1;
  transform: translateY(0);
}

.viber-toast strong {
  color: var(--mint-dark);
  font-size: .84rem;
  font-weight: 950;
}

.viber-toast span {
  font-size: .92rem;
  font-weight: 760;
  line-height: 1.4;
}

.footer-main .viber-link::before {
  display: none;
}

.contact-form-section {
  padding-top: 90px;
  background:
    linear-gradient(180deg, rgba(255,255,255,.94), rgba(242,248,246,.98)),
    #f8fbfa;
}

.contact-workspace {
  grid-template-columns: minmax(0, 1fr) minmax(340px, 420px);
  gap: 26px;
}

.contact-page .contact-form {
  position: relative;
  overflow: hidden;
  padding: 32px;
  border-color: rgba(8,127,112,.16);
  box-shadow: 0 22px 58px rgba(19, 33, 31, .1);
}

.contact-page .contact-form::before {
  content: "";
  position: absolute;
  inset: 0 0 auto;
  height: 5px;
  background: linear-gradient(90deg, var(--mint), var(--blue), var(--gold));
}

.contact-page .contact-form h2 {
  font-size: 1.9rem;
}

.contact-form-title p:last-child {
  max-width: 600px;
  margin-top: 10px;
  color: #52625f;
  font-size: .94rem;
}

.contact-page fieldset {
  margin-top: 24px;
  padding: 18px;
  background: #f8fcfa;
  border: 1px solid rgba(8,127,112,.12);
  border-radius: 8px;
}

.contact-page legend {
  padding: 0 8px;
  color: var(--mint-dark);
}

.contact-page .loan-options {
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 9px;
}

.contact-page .loan-options label {
  min-height: 58px;
  padding: 12px;
  font-size: .84rem;
  font-weight: 900;
  background: #fff;
  border-color: rgba(8,127,112,.13);
  box-shadow: 0 8px 18px rgba(19,33,31,.04);
}

.contact-page .loan-options label:has(input:checked) {
  color: var(--ink);
  background:
    radial-gradient(circle at 100% 0, rgba(0,169,144,.16), transparent 42%),
    #eef8f5;
  border-color: var(--mint);
  box-shadow: 0 10px 24px rgba(8,127,112,.1);
}

.contact-page input,
.contact-page select,
.contact-page textarea {
  background: #fff;
  border-color: rgba(8,127,112,.18);
}

.contact-page .contact-form label {
  color: #223632;
  font-size: .86rem;
}

.contact-page .form-row {
  gap: 12px;
}

.contact-page .consent {
  padding: 12px;
  background: #f8fcfa;
  border: 1px solid rgba(8,127,112,.12);
  border-radius: 8px;
}

.contact-page .contact-form .btn {
  width: 100%;
  margin-top: 18px;
}

.contact-page .side-panel {
  position: sticky;
  top: 116px;
  overflow: hidden;
  padding: 0;
  border-color: rgba(8,127,112,.16);
  box-shadow: 0 22px 58px rgba(19, 33, 31, .1);
}

.contact-page .side-panel img {
  aspect-ratio: 16 / 10;
  margin-bottom: 0;
  border-radius: 0;
}

.contact-page .side-panel h2,
.contact-page .side-panel p,
.contact-page .side-panel .check-list {
  margin-left: 22px;
  margin-right: 22px;
}

.contact-page .side-panel h2 {
  margin-top: 22px;
  font-size: 1.45rem;
}

.contact-page .side-panel p {
  color: #52625f;
  font-size: .92rem;
  line-height: 1.52;
}

.contact-page .side-panel .check-list {
  margin-top: 18px;
  margin-bottom: 22px;
  padding: 14px;
  background: #eef8f5;
  border: 1px solid rgba(8,127,112,.12);
  border-radius: 8px;
}

.contact-page .side-panel .check-list li {
  font-size: .84rem;
}

.contact-guide-note {
  margin: 20px 22px 22px;
  padding: 16px;
  background: #f8fcfa;
  border: 1px solid rgba(8,127,112,.12);
  border-radius: 8px;
}

.contact-guide-note strong {
  display: block;
  color: var(--ink);
  font-size: .92rem;
}

.contact-page .contact-guide-note .check-list {
  margin: 14px 0 0;
  padding: 0;
  background: transparent;
  border: 0;
}

.contact-head {
  grid-template-columns: minmax(0, .76fr) minmax(320px, .5fr);
  gap: 26px;
  align-items: center;
  margin-bottom: 24px;
}

.contact-head h2 {
  max-width: 660px;
  font-size: 1.95rem;
  line-height: 1.12;
}

.contact-head p:last-child {
  max-width: 520px;
  justify-self: end;
  color: var(--muted);
  font-size: .92rem;
  line-height: 1.48;
}

.contact-benefit-grid {
  gap: 16px;
  counter-reset: contact-benefit;
}

.contact-benefit-grid .benefit-card {
  --benefit-accent: var(--mint-dark);
  --benefit-soft: rgba(8,127,112,.1);
  counter-increment: contact-benefit;
  position: relative;
  overflow: hidden;
  min-height: 170px;
  padding: 22px;
  background:
    radial-gradient(circle at 88% 16%, var(--benefit-soft), transparent 34%),
    linear-gradient(180deg, #fff, #f9fcfb);
  border-color: rgba(8,127,112,.15);
  box-shadow: 0 16px 42px rgba(19, 33, 31, .08);
}

.contact-benefit-grid .benefit-card:nth-child(2) {
  --benefit-accent: var(--blue);
  --benefit-soft: rgba(40,86,201,.1);
}

.contact-benefit-grid .benefit-card:nth-child(3) {
  --benefit-accent: var(--gold);
  --benefit-soft: rgba(197,145,60,.14);
}

.contact-benefit-grid .benefit-card::before {
  content: "";
  position: absolute;
  inset: 0 0 auto;
  height: 4px;
  background: linear-gradient(90deg, var(--benefit-accent), rgba(255,255,255,0));
}

.contact-benefit-grid .benefit-card::after {
  content: counter(contact-benefit, decimal-leading-zero);
  position: absolute;
  right: 18px;
  top: 16px;
  color: var(--benefit-soft);
  font-size: 3.2rem;
  font-weight: 950;
  line-height: 1;
}

.contact-benefit-grid .benefit-card h3 {
  position: relative;
  z-index: 1;
  padding-right: 48px;
  font-size: 1.03rem;
}

.contact-benefit-grid .benefit-card h3::before {
  content: "";
  display: inline-block;
  width: 10px;
  height: 10px;
  margin-right: 10px;
  vertical-align: 1px;
  background: var(--benefit-accent);
  border-radius: 50%;
  box-shadow: 0 0 0 5px var(--benefit-soft);
}

.contact-benefit-grid .benefit-card p {
  position: relative;
  z-index: 1;
  font-size: .91rem;
  line-height: 1.5;
}

.contact-feature-band {
  grid-template-columns: minmax(0, .82fr) minmax(360px, .98fr);
  gap: 26px;
}

.contact-feature-band .feature-panel {
  min-height: 370px;
  padding: 30px;
}

.contact-feature-band .feature-panel h2 {
  font-size: 2.05rem;
}

.contact-rich-list {
  gap: 10px;
  margin-top: 0;
  counter-reset: contact-doc;
}

.contact-rich-list li {
  --doc-accent: var(--mint-dark);
  counter-increment: contact-doc;
  position: relative;
  padding: 16px 16px 16px 62px;
  border-color: rgba(8,127,112,.14);
  box-shadow: 0 12px 28px rgba(19, 33, 31, .06);
}

.contact-rich-list li:nth-child(2) {
  --doc-accent: var(--blue);
}

.contact-rich-list li:nth-child(3) {
  --doc-accent: var(--gold);
}

.contact-rich-list li:nth-child(4) {
  --doc-accent: var(--coral);
}

.contact-rich-list li::before {
  content: counter(contact-doc, decimal-leading-zero);
  position: absolute;
  left: 16px;
  top: 16px;
  display: grid;
  place-items: center;
  width: 34px;
  height: 34px;
  color: var(--doc-accent);
  font-size: .76rem;
  font-weight: 950;
  background: #fff;
  border: 1px solid rgba(8,127,112,.12);
  border-radius: 8px;
}

.contact-rich-list strong {
  font-size: .95rem;
}

.contact-rich-list li {
  color: #52625f;
  font-size: .9rem;
  line-height: 1.5;
}

.contact-cta {
  background:
    linear-gradient(120deg, rgba(19,33,31,.98), rgba(8,127,112,.9)),
    var(--ink);
  border: 1px solid rgba(255,255,255,.14);
}

.split {
  display: grid;
  grid-template-columns: minmax(0, .76fr) minmax(380px, .92fr);
  gap: 38px;
  align-items: center;
}

.split > img {
  width: 100%;
  aspect-ratio: 4 / 3;
  object-fit: cover;
  border-radius: 8px;
  box-shadow: var(--shadow);
}

.check-list {
  display: grid;
  gap: 10px;
  margin: 20px 0 0;
  padding: 0;
  list-style: none;
}

.check-list li {
  position: relative;
  padding-left: 30px;
  color: #334b46;
  font-weight: 800;
}

.check-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: .45em;
  width: 15px;
  height: 15px;
  background:
    linear-gradient(135deg, #fff 0 45%, transparent 45%),
    var(--mint);
  border: 2px solid #d9f4ed;
  border-radius: 50%;
}

.timeline {
  display: grid;
  gap: 16px;
}

.step {
  display: grid;
  grid-template-columns: 70px 1fr;
  gap: 18px;
  padding: 22px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: var(--soft-shadow);
}

.step span {
  display: grid;
  place-items: center;
  width: 54px;
  height: 54px;
  color: #fff;
  font-weight: 950;
  background: var(--ink);
  border-radius: 8px;
}

.step p {
  margin-top: 8px;
  color: var(--muted);
}

.table {
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: var(--soft-shadow);
}

.table div {
  display: grid;
  grid-template-columns: .7fr 1fr 1fr;
  gap: 1px;
  background: var(--line);
}

.table strong,
.table span {
  padding: 16px;
  background: #fff;
}

.table strong {
  color: var(--ink);
}

.contact-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 390px;
  gap: 24px;
  align-items: start;
}

.contact-form,
.side-panel {
  padding: 24px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: var(--soft-shadow);
}

.contact-form h2,
.side-panel h2 {
  font-size: 1.65rem;
}

.side-panel img {
  width: 100%;
  aspect-ratio: 4 / 3;
  object-fit: cover;
  margin-bottom: 20px;
  border-radius: 8px;
}

.side-panel p {
  margin-top: 12px;
  color: var(--muted);
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}

.loan-options {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
  margin-top: 12px;
}

.loan-options label {
  display: flex;
  align-items: center;
  gap: 8px;
  min-height: 48px;
  margin: 0;
  padding: 10px;
  color: var(--text);
  background: #f8fbfa;
  border: 1px solid var(--line);
  border-radius: 8px;
  cursor: pointer;
}

.loan-options label:has(input:checked) {
  color: var(--ink);
  background: #eef8f5;
  border-color: var(--mint);
}

.consent {
  display: flex !important;
  grid-template-columns: none !important;
  align-items: flex-start;
  gap: 10px !important;
  color: var(--muted);
  font-size: .84rem !important;
  font-weight: 750 !important;
}

.consent input {
  flex: 0 0 auto;
  margin-top: 5px;
}

.consent a {
  color: var(--mint-dark);
  font-weight: 950;
  text-decoration: underline;
}

.form-status {
  min-height: 22px;
  margin-top: 14px;
  color: var(--ink);
  font-weight: 850;
}

body.modal-open {
  overflow: hidden;
}

.success-modal[hidden] {
  display: none;
}

.success-modal {
  position: fixed;
  inset: 0;
  z-index: 120;
  display: grid;
  place-items: center;
  padding: 22px;
}

.success-modal__backdrop {
  position: absolute;
  inset: 0;
  background: rgba(9, 18, 17, .64);
  backdrop-filter: blur(6px);
}

.success-modal__panel {
  position: relative;
  z-index: 1;
  width: min(100%, 460px);
  padding: 30px;
  text-align: center;
  background: #fff;
  border: 1px solid rgba(255,255,255,.76);
  border-radius: 8px;
  box-shadow: 0 30px 90px rgba(9, 18, 17, .34);
}

.success-modal__close {
  position: absolute;
  top: 12px;
  right: 12px;
  width: 38px;
  height: 38px;
  color: var(--ink);
  font-size: 1.45rem;
  line-height: 1;
  background: #f4f7f4;
  border: 1px solid var(--line);
  border-radius: 8px;
  cursor: pointer;
}

.success-modal__icon {
  display: grid;
  width: 58px;
  height: 58px;
  margin: 0 auto 18px;
  place-items: center;
  color: #fff;
  font-size: 1.7rem;
  font-weight: 950;
  background: var(--mint-dark);
  border-radius: 50%;
  box-shadow: 0 16px 32px rgba(8,127,112,.24);
}

.success-modal .eyebrow {
  margin-bottom: 10px;
}

.success-modal h2 {
  font-size: 1.7rem;
}

.success-modal p:not(.eyebrow) {
  margin: 12px auto 0;
  max-width: 340px;
  color: var(--muted);
}

.success-modal .btn {
  margin-top: 24px;
}

.legal-page {
  max-width: 920px;
}

.legal-page article {
  margin-top: 18px;
  padding: 24px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: var(--soft-shadow);
}

.legal-page article h2 {
  margin-top: 26px;
  font-size: 1.35rem;
}

.legal-page article h2:first-child {
  margin-top: 0;
}

.feature-band {
  display: grid;
  grid-template-columns: minmax(0, .8fr) minmax(360px, 1fr);
  gap: 34px;
  align-items: stretch;
}

.feature-panel {
  position: relative;
  overflow: hidden;
  min-height: 420px;
  padding: 30px;
  color: #fff;
  background:
    linear-gradient(180deg, rgba(12,27,25,.58), rgba(12,27,25,.9)),
    url("../img/team-documents-natural.jpg") center / cover no-repeat;
  border-radius: 8px;
  box-shadow: var(--shadow);
}

.feature-panel.process {
  background:
    linear-gradient(180deg, rgba(12,27,25,.54), rgba(12,27,25,.9)),
    url("../img/home-review-natural.jpg") center / cover no-repeat;
}

.feature-panel.contact {
  background:
    linear-gradient(180deg, rgba(12,27,25,.54), rgba(12,27,25,.9)),
    url("../img/home-consultation-natural.jpg") center / cover no-repeat;
}

.feature-panel h2,
.feature-panel p,
.feature-panel .eyebrow {
  color: #fff;
}

.feature-panel .eyebrow {
  color: #8ff3de;
}

.feature-panel p {
  max-width: 560px;
  margin-top: 14px;
  color: rgba(255,255,255,.84);
}

.feature-content {
  display: grid;
  align-content: center;
  gap: 16px;
}

.feature-list,
.document-grid,
.faq-grid,
.quote-grid,
.benefit-grid {
  display: grid;
  gap: 14px;
}

.feature-list {
  grid-template-columns: 1fr;
}

.feature-item,
.document-card,
.faq-card,
.quote-card,
.benefit-card {
  padding: 22px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: var(--soft-shadow);
}

.feature-item {
  display: grid;
  grid-template-columns: 54px 1fr;
  gap: 16px;
  align-items: start;
}

.feature-item span {
  display: grid;
  place-items: center;
  width: 46px;
  height: 46px;
  color: #fff;
  font-weight: 950;
  background: var(--mint-dark);
  border-radius: 8px;
}

.feature-item p,
.document-card p,
.faq-card p,
.quote-card p,
.benefit-card p {
  margin-top: 8px;
  color: var(--muted);
}

.document-grid,
.faq-grid,
.benefit-grid {
  grid-template-columns: repeat(3, 1fr);
}

.quote-grid {
  grid-template-columns: repeat(2, 1fr);
}

.quote-card {
  position: relative;
  padding-top: 48px;
}

.quote-card::before {
  content: "“";
  position: absolute;
  top: 10px;
  left: 20px;
  color: var(--mint-dark);
  font-size: 3.1rem;
  line-height: 1;
  font-weight: 950;
}

.quote-card strong {
  display: block;
  margin-top: 14px;
  color: var(--ink);
}

.cta-panel {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 24px;
  align-items: center;
  padding: 34px;
  color: #fff;
  background:
    linear-gradient(120deg, rgba(8,127,112,.96), rgba(19,33,31,.98));
  border-radius: 8px;
  box-shadow: var(--shadow);
}

.cta-panel h2,
.cta-panel p {
  color: #fff;
}

.cta-panel p {
  max-width: 720px;
  margin-top: 10px;
  color: rgba(255,255,255,.8);
}

.cta-panel .btn-soft {
  color: var(--ink);
  background: #fff;
  border-color: #fff;
}

.mini-stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
  margin-top: 22px;
}

.mini-stats div {
  padding: 18px;
  background: rgba(255,255,255,.1);
  border: 1px solid rgba(255,255,255,.2);
  border-radius: 8px;
}

.mini-stats strong {
  display: block;
  color: #fff;
  font-size: 1.35rem;
  line-height: 1;
}

.mini-stats span {
  display: block;
  margin-top: 8px;
  color: rgba(255,255,255,.76);
  font-size: .86rem;
  font-weight: 800;
}

.rich-list {
  display: grid;
  gap: 12px;
  margin: 20px 0 0;
  padding: 0;
  list-style: none;
}

.rich-list li {
  padding: 16px;
  color: var(--text);
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: var(--soft-shadow);
}

.rich-list strong {
  display: block;
  margin-bottom: 4px;
  color: var(--ink);
}

.contact-page .contact-rich-list li {
  padding: 16px 16px 16px 68px;
  color: #52625f;
  border-color: rgba(8,127,112,.14);
  box-shadow: 0 12px 28px rgba(19, 33, 31, .06);
}

.contact-page .contact-rich-list strong {
  font-size: .95rem;
}

.about-hero {
  padding-top: 142px;
  padding-bottom: 76px;
  background:
    linear-gradient(135deg, rgba(0,169,144,.08), rgba(197,145,60,.08) 46%, rgba(255,255,255,0) 72%),
    linear-gradient(180deg, #f8fbfa, #fff);
}

.about-hero-grid {
  display: grid;
  grid-template-columns: minmax(0, .92fr) minmax(420px, .72fr);
  gap: 52px;
  align-items: center;
}

.about-hero h1 {
  max-width: 720px;
  font-size: 3.35rem;
}

.about-hero .lead {
  max-width: 660px;
  color: #435653;
}

.about-kpis {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  max-width: 650px;
  margin-top: 32px;
  overflow: hidden;
  background: var(--line);
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: var(--soft-shadow);
}

.about-kpis div {
  padding: 16px 18px;
  background: #fff;
}

.about-kpis strong {
  display: block;
  color: var(--mint-dark);
  font-size: 1.48rem;
  line-height: 1;
}

.about-kpis span {
  display: block;
  margin-top: 7px;
  color: var(--muted);
  font-size: .8rem;
  font-weight: 800;
}

.about-visual {
  position: relative;
  margin: 0;
}

.about-visual img {
  width: 100%;
  aspect-ratio: 1 / 1;
  object-fit: cover;
  border-radius: 8px;
  box-shadow: var(--shadow);
}

.about-visual figcaption {
  position: absolute;
  right: 20px;
  bottom: 20px;
  max-width: 310px;
  padding: 16px;
  color: #fff;
  font-size: .9rem;
  font-weight: 800;
  background: rgba(19,33,31,.86);
  border: 1px solid rgba(255,255,255,.18);
  border-radius: 8px;
  backdrop-filter: blur(12px);
}

.principle-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 14px;
}

.principle-card {
  min-height: 250px;
  padding: 22px;
  background:
    linear-gradient(180deg, #fff, #f8fbfa);
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: var(--soft-shadow);
}

.principle-card p {
  margin-top: 12px;
  color: var(--muted);
}

.comparison-panel {
  display: grid;
  grid-template-columns: minmax(0, .72fr) minmax(460px, 1fr);
  gap: 30px;
  align-items: center;
  padding: 34px;
  background:
    linear-gradient(135deg, #fff, #f3f8f6);
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: var(--shadow);
}

.comparison-panel > div:first-child p:last-child {
  margin-top: 16px;
  color: var(--muted);
  font-size: .98rem;
}

.comparison-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}

.comparison-grid article {
  padding: 22px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 8px;
}

.comparison-grid h3 {
  font-size: 1.08rem;
}

.about-role {
  background:
    linear-gradient(180deg, #fff, #f5f8f6);
}

.about-role-layout {
  display: grid;
  grid-template-columns: minmax(320px, .72fr) minmax(0, 1fr);
  gap: 28px;
  align-items: center;
}

.about-role-copy {
  display: grid;
  align-content: center;
  padding: 30px;
  color: #fff;
  background:
    linear-gradient(145deg, rgba(19,33,31,.96), rgba(8,127,112,.92));
  border-radius: 8px;
  box-shadow: var(--shadow);
}

.about-role-copy .eyebrow {
  color: #8ff3de;
}

.about-role-copy h2,
.about-role-copy p {
  color: #fff;
}

.about-role-copy p {
  max-width: 560px;
  margin-top: 14px;
  color: rgba(255,255,255,.82);
}

.role-points {
  display: grid;
  gap: 10px;
  margin: 24px 0 0;
  padding: 0;
  list-style: none;
}

.role-points li {
  padding: 14px;
  background: rgba(255,255,255,.1);
  border: 1px solid rgba(255,255,255,.18);
  border-radius: 8px;
}

.role-points strong,
.role-points span {
  display: block;
}

.role-points strong {
  color: #fff;
  font-size: .9rem;
}

.role-points span {
  margin-top: 4px;
  color: rgba(255,255,255,.74);
  font-size: .86rem;
}

.role-cards {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
  align-content: center;
}

.role-card {
  display: grid;
  grid-template-columns: 48px 1fr;
  gap: 14px;
  align-items: start;
  min-height: 148px;
  padding: 18px;
  background: #fff;
  border: 1px solid var(--line);
  border-left: 4px solid #d9f4ed;
  border-radius: 8px;
  box-shadow: var(--soft-shadow);
}

.role-card > span {
  display: grid;
  place-items: center;
  width: 42px;
  height: 42px;
  color: var(--mint-dark);
  font-size: .82rem;
  font-weight: 950;
  background: #e9f7f3;
  border-radius: 8px;
}

.role-card h3 {
  max-width: 320px;
}

.role-card p {
  margin-top: 9px;
  color: var(--muted);
}

.about-audience {
  background:
    linear-gradient(180deg, #fff, #f5f8f6);
}

.audience-layout {
  display: grid;
  grid-template-columns: minmax(300px, .58fr) minmax(0, 1fr);
  gap: 28px;
  align-items: start;
}

.audience-copy {
  position: sticky;
  top: 122px;
  padding: 26px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: var(--soft-shadow);
}

.audience-copy h2 {
  font-size: 1.9rem;
}

.audience-copy p:last-child {
  margin-top: 14px;
  color: var(--muted);
}

.audience-cards {
  display: grid;
  gap: 12px;
}

.audience-card {
  display: grid;
  grid-template-columns: 54px 1fr;
  gap: 16px;
  align-items: start;
  padding: 20px;
  background: #fff;
  border: 1px solid var(--line);
  border-left: 4px solid var(--mint);
  border-radius: 8px;
  box-shadow: var(--soft-shadow);
}

.audience-card > span {
  display: grid;
  place-items: center;
  width: 42px;
  height: 42px;
  color: var(--ink);
  font-size: .82rem;
  font-weight: 950;
  background: #e9f7f3;
  border-radius: 8px;
}

.audience-card p {
  margin-top: 8px;
  color: var(--muted);
}

.about-principles {
  background:
    linear-gradient(180deg, #f5f8f6, #fff);
}

.principles-panel {
  display: grid;
  grid-template-columns: minmax(280px, .55fr) minmax(0, 1fr);
  gap: 26px;
  align-items: center;
  padding: 30px;
  color: #fff;
  background:
    linear-gradient(135deg, #13211f, #087f70);
  border-radius: 8px;
  box-shadow: var(--shadow);
}

.principles-copy .eyebrow {
  color: #8ff3de;
}

.principles-copy h2,
.principles-copy p {
  color: #fff;
}

.principles-copy h2 {
  font-size: 1.9rem;
}

.principles-copy p {
  margin-top: 12px;
  color: rgba(255,255,255,.78);
}

.principles-list {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
}

.principles-list article {
  min-height: 142px;
  padding: 18px;
  background: rgba(255,255,255,.1);
  border: 1px solid rgba(255,255,255,.18);
  border-radius: 8px;
}

.principles-list span {
  display: inline-flex;
  margin-bottom: 10px;
  color: #fff;
  font-weight: 950;
}

.principles-list p {
  color: rgba(255,255,255,.76);
}

.site-footer {
  position: relative;
  overflow: hidden;
  color: #dce9e4;
  background:
    linear-gradient(180deg, rgba(19,33,31,.98), rgba(8,18,16,.99)),
    url("../img/home-consultation-natural.jpg") center 38% / cover no-repeat;
}

.site-footer::before {
  content: "";
  position: absolute;
  inset: 0 0 auto;
  height: 5px;
  background: linear-gradient(90deg, var(--mint), var(--blue), var(--gold), var(--coral));
}

.site-footer::after {
  content: "";
  position: absolute;
  inset: 0;
  background:
    linear-gradient(90deg, rgba(255,255,255,.06), rgba(255,255,255,0) 38%),
    linear-gradient(180deg, rgba(255,255,255,.03), rgba(255,255,255,0) 28%);
  pointer-events: none;
}

.footer-main {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(260px, 1.15fr) .72fr .72fr minmax(230px, .85fr);
  gap: 28px;
  padding: 58px 0 44px;
}

.footer-main img {
  width: 226px;
  padding: 8px;
  background: rgba(255,255,255,.07);
  border: 1px solid rgba(255,255,255,.18);
  border-radius: 8px;
}

.footer-main p,
.footer-main li {
  color: rgba(220,233,228,.74);
}

.footer-main > div {
  min-width: 0;
}

.footer-main > div:first-child p {
  max-width: 340px;
  margin-top: 18px;
  font-size: .94rem;
  line-height: 1.55;
}

.footer-main > div:not(:first-child) {
  padding: 18px 18px 16px;
  background: rgba(255,255,255,.045);
  border: 1px solid rgba(255,255,255,.1);
  border-radius: 8px;
}

.footer-main h2 {
  margin-bottom: 16px;
  color: #fff;
  font-size: .78rem;
  font-weight: 950;
  letter-spacing: .08em;
  text-transform: uppercase;
}

.footer-main ul {
  display: grid;
  gap: 7px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.footer-main li {
  font-size: .9rem;
  font-weight: 750;
}

.footer-main a:not(.btn) {
  display: inline-flex;
  align-items: center;
  min-height: 26px;
  transition: color .2s ease, transform .2s ease;
}

.footer-main a:not(.btn)::before {
  content: "";
  width: 6px;
  height: 6px;
  margin-right: 9px;
  background: rgba(143,243,222,.7);
  border-radius: 50%;
}

.footer-main > div:last-child p {
  margin-bottom: 16px;
  line-height: 1.5;
}

.footer-main .btn-soft {
  width: 100%;
  min-height: 42px;
  color: var(--ink);
  background: #fff;
  border-color: rgba(255,255,255,.9);
}

.footer-main .btn-soft:hover {
  color: var(--ink);
  background: #f1fbf8;
  border-color: rgba(143,243,222,.85);
}

.footer-main a:not(.btn):hover,
.footer-bottom a:hover {
  color: #fff;
  transform: translateX(2px);
}

.footer-bottom {
  position: relative;
  z-index: 1;
  display: flex;
  justify-content: space-between;
  gap: 18px;
  padding: 20px 0 22px;
  color: rgba(220,233,228,.66);
  font-size: .82rem;
  border-top: 1px solid rgba(255,255,255,.12);
}

.translator {
  position: fixed;
  right: 18px;
  bottom: 18px;
  z-index: 70;
  display: flex;
  align-items: center;
  gap: 10px;
  max-width: min(340px, calc(100vw - 28px));
  min-height: 52px;
  padding: 7px 9px 7px 8px;
  color: #f6faf8;
  background:
    linear-gradient(135deg, rgba(16,35,31,.96), rgba(8,127,112,.9));
  border: 1px solid rgba(143,243,222,.34);
  border-radius: 999px;
  box-shadow: 0 18px 44px rgba(16,35,31,.26);
  backdrop-filter: blur(16px);
}

.translator-flag {
  flex: 0 0 auto;
  display: grid;
  place-items: center;
  width: 38px;
  height: 38px;
  font-size: 1.24rem;
  background: rgba(255,255,255,.96);
  border: 1px solid rgba(255,255,255,.72);
  border-radius: 50%;
  box-shadow: 0 8px 18px rgba(0,0,0,.16);
}

.translator label {
  flex: 0 0 auto;
  color: rgba(255,255,255,.72);
  font-size: .68rem;
  font-weight: 950;
  letter-spacing: .08em;
  text-transform: uppercase;
}

.translator select {
  width: 150px;
  min-height: 38px;
  padding: 0 34px 0 12px;
  color: #10231f;
  font-size: .86rem;
  font-weight: 900;
  background:
    linear-gradient(45deg, transparent 50%, #10231f 50%) calc(100% - 16px) 16px / 6px 6px no-repeat,
    linear-gradient(135deg, #ffffff, #eef8f5);
  border: 1px solid rgba(255,255,255,.72);
  border-radius: 999px;
  outline: none;
  box-shadow: inset 0 0 0 1px rgba(8,127,112,.08);
  appearance: none;
}

.translator select:focus {
  border-color: #8ff3de;
  box-shadow:
    0 0 0 3px rgba(143,243,222,.25),
    inset 0 0 0 1px rgba(8,127,112,.08);
}

.translator small {
  position: absolute;
  right: 14px;
  bottom: calc(100% + 8px);
  max-width: 260px;
  padding: 7px 10px;
  color: #10231f;
  font-size: .72rem;
  font-weight: 850;
  background: #ffffff;
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: var(--soft-shadow);
}

.translator small:empty {
  display: none;
}

#google_translate_element {
  position: absolute;
  width: 1px;
  height: 1px;
  overflow: hidden;
  opacity: 0;
  pointer-events: none;
}

.goog-te-banner-frame,
.skiptranslate iframe {
  display: none !important;
}

#goog-gt-tt,
.goog-tooltip,
.goog-tooltip:hover {
  display: none !important;
}

.goog-text-highlight,
.goog-text-highlight *,
.VIpgJd-yAWNEb-VIpgJd-fmcmS-sn54Q,
.VIpgJd-yAWNEb-VIpgJd-fmcmS-sn54Q * {
  background: transparent !important;
  background-color: transparent !important;
  border: 0 !important;
  box-shadow: none !important;
  outline: 0 !important;
}

body {
  top: 0 !important;
}

.reveal {
  opacity: 1;
  transform: none;
  transition: transform .2s ease;
}

.reveal.is-visible {
  opacity: 1;
  transform: translateY(0);
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  *,
  *::before,
  *::after {
    transition-duration: .01ms !important;
    animation-duration: .01ms !important;
    animation-iteration-count: 1 !important;
  }

  .reveal {
    opacity: 1;
    transform: none;
  }
}

@media (max-width: 1220px) {
  .nav-meta {
    display: none;
  }

  .side-nav {
    grid-template-columns: auto 1fr;
  }

  .nav-menu {
    justify-content: end;
  }
}

@media (max-width: 1180px) {
  h1 {
    font-size: 3.05rem;
  }

  h2 {
    font-size: 2.05rem;
  }

  .side-nav {
    position: sticky;
    top: 0;
    left: auto;
    width: 100%;
    grid-template-columns: auto auto;
    min-height: 68px;
    padding: 12px 18px;
    border-width: 0 0 1px;
    border-radius: 0;
    transform: none;
  }

  .brand img {
    width: 192px;
  }

  .menu-toggle {
    justify-self: end;
    display: grid;
    gap: 4px;
    width: 42px;
    height: 42px;
    place-content: center;
    background: rgba(255,255,255,.11);
    border: 1px solid rgba(255,255,255,.16);
    border-radius: 8px;
  }

  .menu-toggle span {
    display: block;
    width: 20px;
    height: 2px;
    background: #fff;
    border-radius: 999px;
    transition: transform .2s ease, opacity .2s ease;
  }

  .menu-toggle[aria-expanded="true"] {
    background: rgba(0,169,144,.24);
    border-color: rgba(143,243,222,.36);
  }

  .menu-toggle[aria-expanded="true"] span:first-child {
    transform: translateY(6px) rotate(45deg);
  }

  .menu-toggle[aria-expanded="true"] span:nth-child(2) {
    opacity: 0;
  }

  .menu-toggle[aria-expanded="true"] span:last-child {
    transform: translateY(-6px) rotate(-45deg);
  }

  .nav-menu {
    display: none;
  }

  .nav-menu.is-open {
    display: grid;
    grid-column: 1 / -1;
    gap: 7px;
    justify-items: stretch;
    padding-top: 14px;
  }

  .nav-menu.is-open a {
    justify-content: flex-start;
    min-height: 44px;
    padding: 0 12px;
    background: rgba(255,255,255,.055);
    border-color: rgba(255,255,255,.1);
  }

  .nav-cta {
    margin-left: 0;
  }

  .hero-grid,
  .split,
  .contact-layout,
  .contact-hero-grid,
  .section-head,
  .about-hero-grid,
  .about-role-layout,
  .audience-layout,
  .principles-panel,
  .comparison-panel {
    grid-template-columns: 1fr;
  }

  .hero {
    min-height: auto;
    padding: 74px 0 68px;
  }

  main > .band:first-child {
    padding-top: 72px;
  }

  .loan-page main > .band:first-child {
    padding-top: 72px;
  }

  .loans-hero,
  .testimonials-hero {
    padding: 74px 0 68px;
    background: linear-gradient(180deg, #10231f 0 64%, #f6faf8 64% 100%);
  }

  .loans-hero-copy,
  .testimonials-hero-copy {
    min-height: auto;
  }

  .loans-hero-metrics,
  .testimonials-hero-metrics {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .loans-hero .split,
  .loan-feature-band,
  .process-hero .split,
  .process-timeline,
  .process-feature-band,
  .testimonials-hero .split,
  .testimonials-feature-band,
  .contact-workspace,
  .contact-feature-band {
    grid-template-columns: 1fr;
  }

  .contact-hero {
    min-height: auto;
    padding: 92px 0 86px;
  }

  .process-page main > .band:first-child {
    padding-top: 72px;
  }

  .process-hero {
    padding: 74px 0 68px;
    background: linear-gradient(180deg, #10231f 0 64%, #f6faf8 64% 100%);
  }

  .process-hero-copy {
    min-height: auto;
  }

  .process-hero-metrics {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .testimonials-page main > .band:first-child {
    padding-top: 72px;
  }

  .contact-page main > .band:first-child {
    padding-top: 72px;
  }

  .contact-page .side-panel {
    position: static;
  }

  .process-timeline::before {
    display: none;
  }

  .calculator-panel,
  .hero-media {
    grid-column: auto;
  }
}

@media (max-width: 760px) {
  .section-wrap {
    width: min(100% - 28px, var(--wrap));
  }

  h1 {
    font-size: 2rem;
  }

  h2 {
    font-size: 1.55rem;
  }

  h3 {
    font-size: 1.03rem;
  }

  .hero {
    padding: 58px 0;
    background:
      linear-gradient(180deg, rgba(10,25,24,.86), rgba(10,25,24,.62)),
      url("../img/home-meeting-natural.jpg") center / cover no-repeat;
  }

  .hero .lead,
  .lead {
    font-size: .96rem;
  }

  .hero-actions,
  .inline-actions {
    display: grid;
  }

  .btn {
    width: 100%;
  }

  .hero-media,
  .stats-strip,
  .contact-access-grid,
  .service-grid,
  .card-grid,
  .case-grid,
  .feature-band,
  .document-grid,
  .faq-grid,
  .quote-grid,
  .benefit-grid,
  .principle-grid,
  .comparison-grid,
  .role-cards,
  .principles-list,
  .about-kpis,
  .mini-stats,
  .footer-main,
  .form-row,
  .loan-options,
  .calc-grid {
    grid-template-columns: 1fr;
  }

  .feature-panel {
    min-height: 340px;
    padding: 24px;
  }

  .about-hero {
    padding-top: 56px;
    padding-bottom: 58px;
  }

  .about-hero h1 {
    font-size: 1.92rem;
  }

  .about-kpis {
    grid-template-columns: repeat(3, 1fr);
    margin-top: 24px;
  }

  .about-kpis div {
    padding: 14px 10px;
  }

  .about-kpis strong {
    font-size: 1.28rem;
  }

  .about-kpis span {
    font-size: .72rem;
    line-height: 1.25;
  }

  .about-visual img {
    aspect-ratio: 4 / 3;
  }

  .about-visual figcaption {
    position: static;
    max-width: none;
    margin-top: 10px;
    color: var(--text);
    background: #fff;
    border-color: var(--line);
  }

  .feature-item {
    grid-template-columns: 1fr;
  }

  .about-role-copy {
    padding: 24px;
  }

  .audience-copy {
    position: static;
  }

  .role-card {
    min-height: auto;
  }

  .cta-panel {
    grid-template-columns: 1fr;
    padding: 24px;
  }

  .hero-media img,
  .hero-media img + img {
    height: auto;
  }

  .band {
    padding: 58px 0;
  }

  .loan-page .band {
    padding: 50px 0;
  }

  .loan-page .section-wrap {
    width: calc(100% - 28px);
    max-width: none;
  }

  .process-page .band {
    padding: 52px 0;
  }

  .process-page .section-wrap {
    width: calc(100% - 28px);
    max-width: none;
  }

  .testimonials-page .band {
    padding: 52px 0;
  }

  .testimonials-page .section-wrap {
    width: calc(100% - 28px);
    max-width: none;
  }

  .contact-page .band {
    padding: 52px 0;
  }

  .contact-hero {
    padding: 64px 0 72px;
    background:
      linear-gradient(180deg, rgba(10,25,24,.88), rgba(10,25,24,.66)),
      url("../img/home-meeting-natural.jpg") center / cover no-repeat;
  }

  .contact-hero-copy {
    padding-bottom: 0;
  }

  .contact-hero-card {
    padding: 22px;
  }

  .contact-hero-card strong {
    font-size: 2.5rem;
  }

  .contact-hero-card dl div {
    display: grid;
    gap: 4px;
  }

  .contact-hero-card dd {
    text-align: left;
  }

  .contact-access {
    margin-top: -34px;
  }

  .contact-access-card {
    min-height: auto;
    padding: 18px;
  }

  .contact-page .section-wrap {
    width: calc(100% - 28px);
    max-width: none;
  }

  .loan-page main > .band:first-child {
    padding-top: 56px;
  }

  .process-page main > .band:first-child {
    padding-top: 56px;
  }

  .testimonials-page main > .band:first-child {
    padding-top: 56px;
  }

  .contact-page main > .band:first-child {
    padding-top: 56px;
  }

  .loans-hero h1 {
    font-size: 2rem;
  }

  .loans-hero .lead,
  .testimonials-hero .lead {
    font-size: .96rem;
  }

  .loans-hero-metrics,
  .testimonials-hero-metrics {
    grid-template-columns: 1fr;
    gap: 8px;
  }

  .loans-hero-metrics span,
  .testimonials-hero-metrics span {
    min-height: auto;
    grid-template-columns: 48px 1fr;
    align-items: center;
    padding: 12px;
  }

  .loans-hero-visual,
  .testimonials-hero-visual {
    padding: 8px;
  }

  .loans-hero-visual::before,
  .testimonials-hero-visual::before {
    left: 16px;
    right: 16px;
    top: 16px;
    height: 5px;
  }

  .loans-hero-visual figcaption,
  .testimonials-hero-visual figcaption {
    left: 18px;
    right: 18px;
    bottom: 18px;
    max-width: none;
  }

  .process-hero h1 {
    font-size: 2rem;
  }

  .process-hero .lead {
    font-size: .96rem;
  }

  .process-hero-metrics {
    grid-template-columns: 1fr;
    gap: 8px;
  }

  .process-hero-metrics span {
    min-height: auto;
    grid-template-columns: 48px 1fr;
    align-items: center;
    padding: 12px;
  }

  .process-hero-visual {
    padding: 8px;
  }

  .process-hero-visual::before {
    left: 16px;
    right: 16px;
    top: 16px;
    height: 5px;
  }

  .process-hero-visual figcaption {
    left: 18px;
    right: 18px;
    bottom: 18px;
    max-width: none;
  }

  .testimonials-hero h1 {
    font-size: 2rem;
  }

  .contact-hero h1 {
    font-size: 2rem;
  }

  .loan-page .section-head h2,
  .loan-feature-band .feature-panel h2,
  .loan-page .cta-panel h2,
  .process-feature-band .feature-panel h2,
  .process-head h2,
  .testimonials-feature-band .feature-panel h2,
  .testimonials-head h2,
  .contact-head h2,
  .contact-feature-band .feature-panel h2 {
    font-size: 1.55rem;
  }

  .process-timeline {
    gap: 12px;
  }

  .process-timeline .step {
    min-height: auto;
    padding: 18px;
  }

  .process-feature-band .feature-panel {
    min-height: 330px;
    padding: 24px;
  }

  .process-check-list .feature-item,
  .process-document-grid .document-card,
  .process-faq-grid .faq-card {
    padding: 18px;
  }

  .process-check-list .feature-item {
    grid-template-columns: 1fr;
  }

  .process-head {
    gap: 12px;
    margin-bottom: 18px;
  }

  .process-head p:last-child {
    justify-self: start;
    font-size: .88rem;
  }

  .process-faq-grid {
    gap: 12px;
  }

  .testimonials-head {
    gap: 12px;
    margin-bottom: 18px;
  }

  .testimonials-head p:last-child {
    justify-self: start;
    font-size: .88rem;
  }

  .testimonials-case-grid,
  .testimonials-quote-grid {
    gap: 12px;
  }

  .testimonials-case-grid .case-card div,
  .testimonials-quote-grid .quote-card,
  .testimonials-feature-list .feature-item {
    padding: 18px;
  }

  .testimonials-feature-band .feature-panel {
    min-height: 330px;
    padding: 24px;
  }

  .testimonials-feature-list .feature-item {
    grid-template-columns: 1fr;
  }

  .testimonials-stats-section {
    padding: 42px 0;
  }

  .testimonials-stats-panel {
    grid-template-columns: 1fr;
    gap: 18px;
    padding: 22px;
  }

  .testimonials-stats-copy h2 {
    font-size: 1.45rem;
  }

  .testimonials-stats {
    grid-template-columns: 1fr;
  }

  .testimonials-stats div {
    min-height: 108px;
    padding: 18px;
  }

  .testimonials-stats strong {
    font-size: 1.68rem;
  }

  .contact-page .contact-form {
    padding: 22px;
  }

  .contact-page fieldset {
    padding: 14px;
  }

  .contact-page .loan-options {
    grid-template-columns: 1fr;
  }

  .contact-page .loan-options label {
    min-height: 48px;
  }

  .contact-head {
    gap: 12px;
    margin-bottom: 18px;
  }

  .contact-head p:last-child {
    justify-self: start;
    font-size: .88rem;
  }

  .contact-benefit-grid {
    gap: 12px;
  }

  .contact-benefit-grid .benefit-card,
  .contact-rich-list li {
    padding: 18px;
  }

  .contact-benefit-grid .benefit-card h3 {
    padding-right: 44px;
  }

  .contact-feature-band .feature-panel {
    min-height: 330px;
    padding: 24px;
  }

  .contact-rich-list li {
    padding-left: 62px;
  }

  .loan-documents {
    padding-bottom: 42px;
  }

  .loan-comparison {
    padding-top: 42px;
  }

  .loan-page .compact-head {
    gap: 12px;
    margin-bottom: 18px;
  }

  .loan-page .compact-head h2 {
    font-size: 1.42rem;
  }

  .loan-page .compact-head p:last-child {
    justify-self: start;
    font-size: .88rem;
  }

  .compact-documents .document-card,
  .loan-page .compact-table strong,
  .loan-page .compact-table span {
    padding: 14px;
  }

  .loan-page .compact-table {
    display: grid;
    gap: 10px;
    padding: 10px;
    background: transparent;
    border: 0;
    box-shadow: none;
  }

  .loan-page .compact-table::before,
  .loan-page .compact-table div:first-child {
    display: none;
  }

  .loan-page .compact-table div {
    display: grid;
    gap: 8px;
    padding: 14px;
    background: #fff;
    border: 1px solid rgba(8,127,112,.14);
    border-radius: 8px;
    box-shadow: 0 12px 28px rgba(19, 33, 31, .08);
  }

  .loan-page .compact-table div:nth-child(odd):not(:first-child) {
    background: #fff;
  }

  .loan-page .compact-table span {
    display: grid;
    gap: 4px;
    padding: 0;
    border: 0;
    font-size: .88rem;
  }

  .loan-page .compact-table span::before {
    color: var(--muted);
    font-size: .68rem;
    font-weight: 950;
    letter-spacing: .08em;
    text-transform: uppercase;
  }

  .loan-page .compact-table div:not(:first-child) span:first-child::before {
    content: "Τύπος";
    width: auto;
    height: auto;
    margin: 0;
    color: var(--mint-dark);
    background: transparent;
    border-radius: 0;
    box-shadow: none;
  }

  .loan-page .compact-table div:not(:first-child) span:nth-child(2)::before {
    content: "Τι να εξηγηθεί";
  }

  .loan-page .compact-table div:not(:first-child) span:nth-child(3)::before {
    content: "Χρήσιμα έγγραφα";
  }

  .loan-feature-band .feature-item {
    grid-template-columns: 1fr;
  }

  .stats-strip div {
    padding: 24px;
  }

  .step {
    grid-template-columns: 1fr;
  }

  .table div {
    grid-template-columns: 1fr;
  }

  .footer-bottom {
    display: grid;
  }

  .footer-main {
    gap: 14px;
    padding: 42px 0 30px;
  }

  .footer-main > div:not(:first-child) {
    padding: 16px;
  }

  .footer-main > div:first-child p {
    margin-top: 14px;
  }

  .footer-bottom {
    gap: 8px;
    padding-bottom: 92px;
  }

  .translator {
    position: fixed;
    right: 12px;
    bottom: 12px;
    top: auto;
    width: auto;
    max-width: calc(100vw - 24px);
    margin: 0;
    gap: 8px;
    min-height: 48px;
    padding: 6px 7px;
  }

  .translator-flag {
    width: 36px;
    height: 36px;
    font-size: 1.1rem;
  }

  .translator label {
    display: none;
  }

  .translator select {
    width: min(178px, calc(100vw - 82px));
    min-height: 36px;
    font-size: .82rem;
  }
}

@media (max-width: 430px) {
  h1 {
    font-size: 1.9rem;
  }

  .calculator-panel,
  .contact-form,
  .side-panel,
  .comparison-panel,
  .about-role-copy,
  .role-card,
  .audience-copy,
  .audience-card,
  .principles-panel,
  .service-card div,
  .case-card div,
  .info-card,
  .deep-card {
    padding: 18px;
  }

  .calc-head {
    display: grid;
  }

  .calc-head output {
    font-size: 1.85rem;
  }
}